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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)

Deepak Tandel 11 years 7 months ago

Its such a fraud scheme that Lok Sabha is arranging for MPs in Parliament today i.e 12 December 2014 at 3pm. Ridiculous law themseves never trusted this scheme.

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Deepak Tandel 11 years 7 months ago

Fraud scheme, user data was compromised by third party vendor carrying biometric information on pen drive, many bogus Aadhar card were created. Even today after one year I have not received my Aadhar card though it says its generated I doubt my card being mis-used by somebody else. Scrap Aadhar card because data handling was not done correctly. IT fool Nandan Nilekani could not setup centralized server and get data uploaded directly from Kiosk where user goes for finger printing.

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Ranjeet singh bisen 11 years 7 months ago

set daily and monthly wages a little bit higher than usual (and make it compulsory), to people with a bank account under PMJDY.

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Monik Mundra 11 years 7 months ago

Mere opening of account under the scheme will not achieve the purpose For that we need to motivate people of lower income group to deposite any amount on daily basis in the evening a bank representative visit their area to collect money Main benifit from that is these people will not waste their money in alcohol or other products if same kind And second the chit fund companies who collect money and run away can also be restricted A good return should provided to the investor at list 8-10%

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Kailash Mehta 11 years 7 months ago

The scheme created by Respected Pradhan Matri, is an excellent which no one has done till todate. Amazing things have happened since he came in rule. He has the most amazing thoughts and proactive in making things happen. To be more effective, the Govt. needs to emphasize more by advertising on Radio, TV, and by sending officials to villages, as there are people out there, who have no idea of what this scheme can do for them, and also to prove to them the benefits of this scheme.

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Shriram Nanal 11 years 7 months ago

For better implementation of the scheme, more publicity in regional language is required.

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soumitra banerjee 11 years 7 months ago

Aadaraniya Modiji,I am a Bank employee & I feel that this scheme which is meant for the poorest of poors who have no accounts in Banks, is being utilised by affluent part of our society in the towns to take advantage of the benefits of this scheme,just as the noted misuse of benefits for the women & the downtrodden under the law. Regards.

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SHASHIKANT NAIK 11 years 7 months ago

Respected PM sir, some villages are still not come forward to open the account as they are illitarate and need support of literate persons. Hence request you to order all school teachers, gram towns or panchayats to help the needy people at their respective areas. In this manner we will be able to cover maximum peoples to reach our mile stone.. Jai Bharat Mata..

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Prashant Kaushik 11 years 7 months ago

Good Evening, Regarding Pradhan Mantri Jan Dhan Yojna, For increasing the numbers of new accounts by opening a account home to home system by like private banking. every bank of near branch divide the areas the complete the task for opening. because most of person saying that bank admin/ officers never guide and its true i see it in bank mostly... and every bank needs a complaint and having on targeting actions. Simply bank ko logo ke ghar jana padega n open account and guide him local n easy .

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Ramesh G 11 years 7 months ago

The contract labours are the largest works force in India. Payments to these labours was paid less by the contractors in most cases. If an ordinance is promulgated to make all the payments to the contract labours through cheque or direct deposit in to their bank accounts, will automatically result in opening of maximum bank accounts within short time. The responsibility must be fixed on the Principal Employers. It will ensure more transparent, timely and compliance of min. wages in one go.

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