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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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MANGILAL PARIHAR 11 years 7 months ago

एक बात और बताना चाहुगा कि एक और प्रधानमंत्रीजी हर इंसान का बैंक मे खाता होने की बात करते है जो जमीन स्तर पर सम्भव नही है क्योकि बैंक को ग्राम या शहर के बारे मे यह जानकारी नही है कि यहा की आबादी क्या है और कितने लोगो का खाता खुला है और कितने लोग बाकी है, साथ ही स्टाफ भी कम है इसके अलावा ग्राम पंचायत लेवल पर सचिव और सरपंच या शहर मे नगर परिषद अध्यक्ष और पार्शद इस काम मे रुचि नही दिखा रहे है। इसलिये इनको सख्त किया जाये, साथ ही लोगो को सामाजिक संस्थाओ द्वारा अभीयान चलाकर जागरुक करना चाहिये। धन्यवाद !

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Damodar Lele 11 years 7 months ago

1) NOT ALL households need to open bank accounts under this 0 balance scheme. First publish the objectives of Yojana, and statistics of how many a/c holders are really the right target, and how many are not the intended ones. 2) Advertise on all media a toll-free phone number for people to call and seek a Yojana person to visit their home and collect documents to open a/c. 3) Scrutinize the docs fully and only then open the a/c. 4) Close all ineligible a/cs opened earlier thru this Yojana.

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Mani Vennikkal 11 years 7 months ago

Please ensure that all Government Payments are made through only bank accounts irrespective of the amount disbursed. Also make necessary arrangement in government offices to make the payments by citizens through their Debit Cards given by the Bank. This will help the government to monitor the receipt and expenditure. Particularly it can be seen that no any particular contractors who are favourable to Panchayath Memberas,, Politicians are given contracts frequently.

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NR PRASAD 11 years 7 months ago

Sir, Opening bank accounts becomes difficult for covering up huge populations, think of opening PMJDY accounts in Post Offices as an alternate; By this public would also get various benefits on Insurance, Saving scheme, deposits. MIS at post office. Also, people who open a/c under PMJDY should get all important benefis under Income tax in proportion to the money which they deposit in these A/cs. Probably this method would benefit both Govt & A/c holders a lot !!

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ankita shrivastava 11 years 7 months ago

Mera sujhav hai ke yadi sabhi jimmedar indian citizen, NGOs, or bjp members milkar volenteers ke tarah kam karen aur ek person at least 5 logon ka account khulwane main help kare to bahut achcha hoga kam se kam hum hamare servants ke help o kar he sakte hain

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Brajendrakumar Singh 11 years 7 months ago

Pradhan Mantri Jan Dhan Yojana is best scheme for poor and back word people.The people go to bank and feel credit because now they have also a bank card and some money which is there's own property.Now the people whome are out of banks,now they are inter in the bank this is the achievements of PMJDY. There is some problem in any work so go to bank and open a account is not a big things

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MANGILAL PARIHAR 11 years 7 months ago

प्रधानमंत्री जन धन योजना के अंतर्गत खोले जाने वाले खातो मे लोगो को योजना का लाभ कैसे मिलेगा यह अब तक ना लोगो को मालुम है और ना ही सम्बंधित बैंक को । इस सम्बंध मे कोई प्रमाण नही है और ना ही लोगो को यह पता है कि जो खाते 15 अगस्त के पह्ले खोले गये क्या वे भी इस योजना के अंतर्गत आएगे या इसके लिये दुसरा खाता खुलवाना पडेगा । यहा तक कि लोगो के मन मे भ्रम की स्तिथि है कि उनके खाते मे सरकार द्वारा ढेर सारा रुपया जमा किया जावेगा। इन सभी समस्याओ को गौर से देखे तो यह योजना अभी अधुरी है जो पूरी होना बाकी है।

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NR PRASAD 11 years 7 months ago

Sir, The money collected from PMJDY can be very well utilised for d people who opened these accounts; This fund, probably used as "Debentures" who deposited in PSU's bank A/cs & provide subsidy under LPG,Electricity, Water & Food grains for these account holders. Also, make these A/c holders as partners for future development of the country and profit earned out of this fund may be given as Dividend to these poor people; This would definitely earn more deposits & benefit both Govt & Public.

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Pareen Shivekar 11 years 7 months ago

Hello. I just wanted to share something which possibly won't fit in this much space. Actually I tried sending you an email on admin@mygov.in. But send me some alternative option to share the big thing. Please. Regards, Pareen.

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Karan Patel 11 years 7 months ago

That's good to hear about the jan dhan yojgna .but the main problem that we now face is of delivering services at proper time.i think if services are provided on time ,every time than lots can be improved.use latest technolgy .directly.people who have andriod ,ios,bbm tell them directly to acces their account through the smartphone app.it will save lots of trees,plus people who do not have should be given service and one day they will also buy smartphone leading to advancement of technology.

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