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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015
Start Date :
Jan 01, 2015
Last Date :
Dec 26, 2014
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

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For more information about the Scheme, please refer the following URLs:

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)
susheel tikoo malla
susheel tikoo malla 11 years 7 months ago
I suggest post offices to the duty , the postman is the only non controversial, highly accessible,trusted and time tested companion of the poor masses with penetration to each and every corner of the country. The accounts can be opened in post offices also the post offices can be used for educating and motivating the people to enter the scheme and reap its benefits. I also suggest that the poor labour be given their wages through the accounts so that they get a good lump sum amount at end.
pushpraj singh
pushpraj singh 11 years 7 months ago
Operate A/C by newspaper ,radio or television or otjer easy way and if any problem during this process or anybody demand to money about it then people must have a seperate 24 hours help line number ,where they complaint against corruption under this scheme.4. On Panchayat level -sarpanch and other govt. Officer should be monitoring after every three month and to open bank A/C of villagers on his village by camp of near bank this bank A/C should be link with Aadhaar Card and Family ID,Member ID
navneet gupta
navneet gupta 11 years 7 months ago
We have to create a awareness among people we have to make many volunteer they may be student,worker,housewife who can promote and help the illiterate people to open a bank account 1volunteer can help to open 1000 account then you reward them as a citizen of india think if 1 lakh people take part in this 10 crore new account will open which makes a huge difference you have to open a portal in which people register themself and online voting system on diff. Ques. To understand people desires
ABINASH NAYAK
ABINASH NAYAK 11 years 7 months ago
1. include panchayat level officers(sarpanch, ward member of wards in panchayat) to aware people about the scheme 2. may include MNREGA job card number in this scheme. 3.Govt. should increase the monthly transaction limit from 10000/- to 20000/- or 25000/- 4. may include govt. group c/group d employees. 5. provide some more time to open an a/c in this PMJDY scheme from 26th January 2015 to an another later date. & 6. atlast encourage people to transact their every benefit through the bank a/c
DHEERAJ KUMAR
DHEERAJ KUMAR 11 years 7 months ago
give more interest as compared to normal saving acount. At about 6 percent and increase insurance yearly by 5000 automatically and free
NIRANKAR SHARMA
NIRANKAR SHARMA 11 years 7 months ago
मुझे बैंक मेनेजर ने बताया कि यह अकाउंट केवल गरीबी रेखा से नीचे वालों के लिए है ! कई पढ़े-लिखे लड़के-लड़कियाँ जो कई जगह बहुत कम वेतन पर काम करने के लिए मजवूर हैं-इनका अकाउंट तो बैंक को PMJDY के अंतर्गत तो अवश्य खोलने के निर्देश ज़ारी करने की बहुत ही आवश्यकता है ! इसके अतिरिक्त बैंकों को अभियान के स्तर पर कार्य करना चाहिए ! R-PAY CARD को वार्षिक फीस से भी मुक्त रखा जाये !
naveen pandey
naveen pandey 11 years 7 months ago
To reach at every home to cover and open saving account under scheme JAN DHAN launched by govt.of India, the only best way to start opening account in minimum part payment say Rs 10/- at 1st month than Rs 20/- in next than Rs 30/- like that n encourage poor or very low income families to tend to go for saving. This plan can help both the economy as well as individuals. In other hand bank's staff should go n do that & certain incentives should be in provision as a commission for representatives.
MANIVANNAN SESHACHALAM
MANIVANNAN SESHACHALAM 11 years 7 months ago
We must see the accounts-SBs are active.For which some sort of money circulation should be there with individuals. Here comes the offering of suitable employment/job, which are in the nature of productive, may be tangible or intangible to create assets to the nation.
pushpraj singh
pushpraj singh 11 years 7 months ago
About PM Jan Dhan Yojna-1. Some young generation belong to middle class(but they really belong to just upper of poverty line) they earn only 3000 or 5to 6 thousand but they do not believe in this scheme because they think, it only for labour or riksha or auto driver etc. If we aware these type of people then we can achieve our goal of at least one bank A/C no. of each people . 2. We have to provide money transfer facility to any bank 3 Provide full information like how can open A/C and operate