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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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kamlesh chaubey 11 years 7 months ago

Purpose of the PMJDY is to track and reach the benefits of Govt policies to the people and family of poor, tribal and less developed areas. Hence Govt. should first track and identify the districts and villages among these districts with high poverty. After identify such villages this programme should be implemented in these villages on top priority basis with utmost care of the genuineness of the eligiblity. A report in the progress of such villages be monitored by PMO itself.

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Hasmukh Shah 11 years 7 months ago

To make India a clean country, first, ways to dispose the waste must be explored. Pleas go through the episode of Staymev Jayate of season two "DON'T WASTE YOUR GARBAGE" for this and implement in all states making it compulsory.

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Balkrishna Jethe 11 years 7 months ago

Bank is not giving proper guidance and help to people. Either compulsory target should given to bank or scheme should be run with the help of volunteers or NGO.

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SUBHASH DEVARAHALLY 11 years 7 months ago

Only way to reach all villages in PMJDY is through a "Village Pancayath"with user friendly Digital media help.Like Aadhar,do it online connected to bank's server, issue individual documents. Hire locally available DPT user by banks & train them to make account online.Advance advertise the required documents through media,AIR.Hope all Indians will get deposited the Black Money retrieved through PMJDY.Ambitious Financial inclusion program first time in Independent India.Congrats.

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sonu kumar singh 11 years 7 months ago

बैंक समय पर खाता नहीं खोल रहे है ये कह रहे है मेरे याहा ये सुविधा नहीं है ज्यादा पूछने पर डाटते है और पैसा मांग रहे है और फॉर्म जामा करने पर खाता संख्या देने में देर कर रहे है , इससे सम्बंदित मैंने जिलाधिकारी को भी सूचित किया पर कोई रिस्पोंस नहीं मिला इसमें ज्यादा नखरा SBI वाले दिखा रहे है गावो में बहुत से लोगो को इसके बारे में पता तक नहीं है

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SUSHIL KUMAR MAHATO 11 years 7 months ago

Rupay card within a week or maxm. two week time. Bank should hand over these docs to the volunteer who in turn will handover these to the concerned people and take their receipt. for verifying people specified documents may be checked by these volunteers. Today main problem is that people is approaching banks, which is not yielding desired results. if Bank starts approaching people with volunteers help, then we will get desired results within the specified timeframe. thanks S K Mahato

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SUSHIL KUMAR MAHATO 11 years 7 months ago

For this purpose Ads to be given on TV / radios / Autos/ Social media for people willing to volunteer with bank to cover the areas where the work is still to be done. Each volunteer should be given a area / mohalla / tola / ward / village to cover. these volunteer should be paid conveyance and a token amount towards recognizing their work.these volunteer should collect all papers from people and submit it to bank. Bank should employ extra people to complete all process and issue the passbook and

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Rajan Pillai 11 years 7 months ago

PMJDY Pl organise on the spot accounts opening at villages in large poorer States such as Rajasthan, UP, MP, Bihar, Orissa and West Bengal. Select 3 largest banks in each of these States and fully equipped bank teams. should visit various villages after prescheduling with village/panchayat authorities. Where required such a mission could be conducted in city slums/resettlement colonies.

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PRIYABRATA SAMAL 11 years 7 months ago

The bank officials are helping to open Bank Account under PM Jan-Dhan Yojana. I opened a Account for my son. But my concern is that those who have no account in rural areas there the Bank which is functioning in nearby place should open special counter/help desk at villages or advertise through village panchayat and help those illiterate people who have no account and try to cover those people first which is the main aim our PM. Then the main objective of this Yojana will be fulfilled.

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SUSHIL KUMAR MAHATO 11 years 7 months ago

even after a month. To overcome these problems and to complete the task within 26th Jan 2015, following steps may be taken:- 1. Every branch of every bank in the country must have knowledge and papers ready for opening the Jan dhan account / or to issue Rupay card on a existing account. 2. If there is more than one bank account in a family one account must be linked as Jan dhan account. 3. The most important part is covering rural areas and Jhuggis / unauthorized colonies in urban areas.

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