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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015
Start Date :
Jan 01, 2015
Last Date :
Dec 26, 2014
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

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For more information about the Scheme, please refer the following URLs:

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)
kailas borawake
kailas borawake 11 years 7 months ago
Respected Prime Ministerji, Jan Dhan Yojana is another attempt after financila inclusion. Half of the work of opening accounts has been completed in FI programme since 2006. Under the name of JDY further new accounts of the same persons are being opened and success is published. This is not correct. one person has now more than 2 accounts. Please arrange to close double account holders. You will find that more than 90% people have accounts in banks.Due to JDY the banks are full with rush
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N S M S V S R Hari Mallavolu
N S M S V S R Hari Mallavolu 11 years 7 months ago
First of all I am saluting to Mr NarendraModi.From Bankers side also there are some technical issues so they didnt cooperate with public.Pls take care about this issue also.
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parashuramulu mandala
parashuramulu mandala 11 years 7 months ago
this is a really good for the every citizen ,iam saluting to the honourable prime minister modi jee ok but in this programe many dificulties for the rural and urban illiterate people of india ,my sugestion is please involve the N.S.Sand N C C local rural youth clubs members and also selp help group leaders ,these people living in their localities and entrust the work on voluntary basis and give full publicity in the television ,air ,etc
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Parshuram Tikam
Parshuram Tikam 11 years 7 months ago
Give it status like PAN Card / Ration Card/Passport/Aadhar Card, these docs keep comman man religiously. Further one can us Bank Passbook for Address Proof, ID Proof if it has Affixed Photo & Income Proof.
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ANAND PARKASH AGGARWAL
ANAND PARKASH AGGARWAL 11 years 7 months ago
TO KNOW GROUND REALITY IS MUST FOR SUCCESS OF ANY SCHEME. ONLY 2% ACCOUNTS ARE OPENED BY PRIVATE SECTOR BANKS WHY ? HOW ILLITERATE PERSON WILLUSE RUPAY DEBIT CARDS ? POOR PEOPLE ARE EXPECTING RS. 5000 AFTER 6 MONTHS NON RETURNABLE MONEY FOR WHICH THEY WERE NOT PROPERLY EDUCATED. JUGGLERY MAY BE IN GIVING FIGURES OF ACCOUNT OPENING TO PLEASE PM WHICH SHOULD BE TEST CHECKED. AVOBE ALL, WHAT IS GURANTEE THAT BAD ELEMENTS WILLNOT USE POOR PEOPLE ACCOUNT FOR FRUAD, DEPOSIT HAWALA, BLACK MONEY.
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PRADIP SONPETHKAR
PRADIP SONPETHKAR 11 years 7 months ago
THIS SCHEME IS REALLY GOOD. QUESTION IS WHETHER PROPER PUBLICITY IS GIVEN OR NOT ? IN OUR COUNTRY, THERE SO MANY PEOPLE, WHO DO NOT HAVE PRIMARY BANK ACCOUNT. AS LIKE POST OFFICE BANK, ACCOUNT HOLDER MAY BE ALLOWED TO DEPOSIT MINIMUM AMOUNT OF RS. 50/- APART FROM THIS, THERE MUST BE PROGRAMME TO TEACH THE VILLAGER HOW TO USE DEBIT CARD. THEY MAY BE ENCOURGED TO DO ALL TRANSACTION THROUGH BANK AND DEBIT CARD. NO CHARGES SHOULD BE LEVIED FOR DOING TRANSCTION THROUGH DEBIT CARD.
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Sarvesh Sharma
Sarvesh Sharma 11 years 7 months ago
70 crores Aadhar registered having names and addresses allow proactive approach to genuine Jan Dhan A/c opening process. Would also eliminate second stage Aadhar impregnation process into A/c's. Jan Dhan A/c opening for those w/o Aadhar no. should accompany simultaneous Aadhar registration process. Debit Cards issued to A/c holders should have Aadhar no. recorded onto it so that facilities such as insurance, overdraft etc. are not open to leakages due to corruption & fake A/cs.
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BHUVANA SHANKAR
BHUVANA SHANKAR 11 years 7 months ago
Let us have Bank representatives at places frequented by these people like ration shops, railway stations and bus stops.Another way could be to approach government run schools and educate the children there to pester their parents to go and open accounts in banks.Added way could be to distribute Account Opening forms at these places.
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