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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015
Start Date :
Jan 01, 2015
Last Date :
Dec 26, 2014
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

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For more information about the Scheme, please refer the following URLs:

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)
Sunil Deshpande
Sunil Deshpande 11 years 7 months ago
AUTHORIZE MORE BANKS INCLUDING ALL COOPERATIVE BANKS, SCHEDULED BANKS IN ADDITION TO THE NATIONALIZED BANKS TO OPEN THE ACCOUNTS UNDER THIS SCHEME.
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Sunil Deshpande
Sunil Deshpande 11 years 7 months ago
Opening bank accounts is the beginning. Encourage and inspire the people to deposit money to the accounts in any smallest amounts say even ₹5 can be deposited. Need to create awareness of importance and benefits of opening these accounts. No subsidy be paid in any other form except the designated bank accounts. I guess the accounts & account holders are insured. This scheme requires more publicity.
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dc agrawal
dc agrawal 11 years 7 months ago
on the name of KYC or proof ,good citizen have in trouble,pl.issue E KYC ,once kyc is complete no GOVT authority or private (like telecom or other) ask for proof or zerox,only single ID issued by NSDL or CDCL is enough,only No of this ID is enough as KYC,authority can check his photo or address or any thing on line.
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RK Hota
RK Hota 11 years 7 months ago
I would make humble request to Hon'ble PM to direct all the Nationalized Banks, MSME Deptt., District Industries Centres, Rural Development and Small Scale Industries Ministries all over the country to act in tandem to provide Skill Development to set up own production at home - honey farming, vegetable and flower farming, dal and papad production, coconut and coconut coir production, preparation of bamboo and cane furniture, mats, door and window screens and home decors, cake, namkeens, chanachur etc., by a great majority of housewives with the ZERO interest by the Banks payable in easy 5-years duration so that once our village economy prospers, there will be no need for our youths to run to cities deserting 80% of our motherland as desert.
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dc agrawal
dc agrawal 11 years 7 months ago
Every bank have its customer ID,its differ by bank to bank,I suggest RBI develop a software and give 12 or 16 digit No for customer ID,same is unique and same to be given to customer (New as well as old),all bank syn with this ID,this ID can show how many a/c have hold,This ID to be compulsory for any Financial transaction in India,If this can apply within a month all black transaction through banking system can be eliminated.ID must be unique and all bank open this ID as Customer ID.
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SHELENDRA MANAWAT
SHELENDRA MANAWAT 11 years 7 months ago
Respected Sir , I had earlier written to your goodself that at Nagpur State Bank of India has only 2 designated Branch for Jan Dhan Yojana. This is creating problems for the citizen as they have to travel for about 3 to 4 miles to have their account opened and then to operate. I request if all the branches in Nagpur be authorised to have this scheme of so that maximum people can open the account at nearby branch .As u are aware that Nagpur is a big city cost of travelling is high . Pl consider
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dc agrawal
dc agrawal 11 years 7 months ago
There has lots of thing done to open bank account for all citizen,but its also true,this practice only fruitful when Govt of India decide to follow PAY and RECEIVE any amount of money by bank a/c only.only bank a/c is not a big change take place. I want to suggest ,there has lots of bank & its account holder,there has no synchronization in this system,so many people have lots of a/c and some have no a/c.
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RK Hota
RK Hota 11 years 7 months ago
I hail from Dhusuri village of district Bhadrak in Odisha. The UCO bank Dhusuri Branch (001221) IFSC code: UCBA0001221 charges Rs.300/- from each extremely poor villagers who show interest and come to above Branch to open account. Daily wage being the source of their sustenance, a day's wage is lost forcing a family of 5-7 on starvation/half fed. Kindly direct all Bank officials from Bank with camera to visit every village and household and open Zero balance a/c at their arrangement. RK Hota.
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Kuldeep Sikarwar
Kuldeep Sikarwar 11 years 7 months ago
Some states have confirmed that all their citizens have bank accounts. The focus now should be on backward states that have many unbaked people. If work is done with full focus then this great aim will be fulfilled.
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