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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)

Surendra Nath Yadav 11 years 7 months ago

This yojana is very good but same time banks also support to the people because bank staff in villages area not treating well to the poor people. They thing poor peoples are slave specially Uttar Pradesh and Bihar.

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GAURAV VERMA 11 years 7 months ago

AADARNIYA PRADHAN MANTRI JI AAPKO SUCHIT KARTE HUE HARSH HO RAHA HAI KI AAP KE DWARA IS YOJNA SE DESK KI UNNATI KO CHAR CHAND LAGNE JAISI BAAT HUI HAI. AAPKO SUCHIT KARNA HAI KI PVT BANK IS YOJNA KA LAABH SAAMANYA LOGO TAK NAHI PAHUCHA RAHE . IS KRAM ME AAPKO BATANA CHAHUNGA KI HDFC BANK NAJIBABAD (DISTT BIJNOR -UTTAR PRADESH) ME MAINE APNA FORM JAMA KIYA THA PAR WAHA KE MANAGER NE USKO REJECT KAR DIYA. AAPSE NIVEDAN HAI KI AAP PVT BANK KO AADESH KARE KI IS YOJNA KA LAABH DENE ME WO LOG KOI K

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Arvind Kumar 11 years 7 months ago

Banks are harassing citizens in the name of KYC, Aadhaar, non-operation of account etc. First banks must be told to stop harassing citizens. If the bank manager can not differentiate between a criminal and a law abiding citizen; he is unfit to be bank manager. Compulsory opening of accounts without any harassment should be made the target for all branches. Post offices may be roped in and private banks must be regulated strictly by Government and not only by RBI. RBI has limited reach.

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shankar nagarajan 11 years 7 months ago

I think an amount of Rs.5,000 may be kept by the account holder of Jan Dhan Yojana towards a Fund called PM's Jan Dhan Yojana Fund. It will be kept as a separate deposit by the Bank for a period of 5 years and can be renewed. The fund so generated will be used for special schemes like providing loans to the weaker section, for providing drinking water filters in villages, solar water pumps to the farmers, solar lights in the streets of the villages,. educational stationary kits for the students.

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satyarao valireddy 11 years 7 months ago

jan dhan yojana should cover each household and later each living soul to become synonymous with aadhar card.. it should be a medium for his savings, loans, insurance,investment and pension schemes.it must have portability to choose his bank. people to value bank a/c as precious for living. it must encourage sincere, hard working and honourable lives and discourage lazy defaulters. change laws. wilful defaulter be deprived of its benefits.India posts as payment bank of SBI can be catalyst here

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Bhaumikkumar Patel 11 years 7 months ago

OM Shri LaxmiNarayanay Namah... ...OPEN MORE BRANCHES... My humble request to make this multinational so that all NRIs can open their account and can directly deposit their money... More than 21,000,000 people are NRIs. If all of them can open account and directly deposit their salary then there will be at least 21,000,000,000 RS/- deposited each month. If possible make this service online with options for Charity & Donation... ...OM BRAHMANE NAMAH... ...OM PARABRAHMANE NAMAH...

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Bhaumikkumar Patel 11 years 7 months ago

OM Shri LaxmiNarayanay Namah... I want to pay my respect to our Brave Serviceman... But... If we can transfer money online ("No Transfer Fees within same bank") then I think everybody will participate... And if everybody can provide help with 1 Rs/- per each Brave Serviceman then as a nation everybody will feel proud as a participant. And on the other hand affected family will receive at least 100,00,000 Rs/- immidiately... BIG HELP... ...OM BRAHMANE NAMAH... ...OM PARABRAHMANE NAMAH...

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Kamal Dayani 11 years 7 months ago

With the approval process account should be created in bank core system and other formalities should be completed for account operation. This will speed up the account opening process and can create job opportunity for some.

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Kamal Dayani 11 years 7 months ago

who are appointed by the bank branch, branch specially because it will make process fast. Secondly they can appoint somebody locally situated near bank. Authorize person have to complete the data processing, uploading the scan documents and signatures required by bank. Collecting and checking forms and supported document and submitting to the bank branch as per guidance of bank. Now bank has to just to verify account details and physical document and approve the process.

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Kamal Dayani 11 years 7 months ago

It is import to bring such instruments into the role which improves the account opening easy. In nationalize bank I found account opening is major issue, In my bank I found thousands of the application forms are submitted but not processed because there is no staff available for the data processing. Regarding this issue my suggestion is that, if banks make provision for the account opening online procedure online on their website, which can be operated by appointed authorize person.

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