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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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DHANESH CHATURVEDI 11 years 7 months ago

प्रधानमंत्री जी के जन धन योजना को नागरिकता से जोड़ सकते हैं, एक व्यक्ति एक खाता, खाता संख्या को ही नागरिकता कोड बनाया जा सकता है, सभी राष्ट्रीयकृतबैंकों को एक भारतीय राष्ट्रीय बैंक में विलय करके एक व्यक्ति के सभी खातों एक खाते में समायोजित किया जा सकता है, देश में हर बच्चे के जन्म के साथ ही उसका खाता माता पिता के नाम के साथ संयुक्त खोला जाना चाहिये, यही खाता संख्या जीवन पर्यन्त उसकी पहचान हो, ऐसे प्रावधान से धर्मान्तरण भी रोक सकते हैं, सम्पत्ति सम्बन्धी वाद विवाद भी हल हो सकते हैं।

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nitin pendharkar 11 years 7 months ago

so many banks refusing to open account under JDY. ad is showing that u can only withdra 10000 only. there should not be restriction on banking.

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Durgesh singh chauhan 11 years 7 months ago

मेरा मानना है की अधिकांश लोगो ने इस योजना में अपना खाता खोला है परंतु अभी भी काफी लोग इस का लाभ नही उठा पाये है। इसका मुख्य कारण बैंक का उस गाव या जगह से दूर होना है। डाक घर हर जगह मौजूद है। इनके माध्यम से जान धन योजना को सभी लोगो तक पहुचाया जा सकता है। डाकघरों का बड़ा नेटवर्क इसको कामयाब बना सकता है और शीघ्र इस लक्ष्य को पूरा किया जा सकता ह। सरकार हर स्कीम में लाभान्वित होने के लिए लोगो को बैंक अकाउंट को अनिवार्य कर दे।जैसे की वोटर कार्ड,राशन कार्ड स्कूल में प्रवेश इत्यादि के लिए भी अनिवार्य करे

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Satyandhar Jain 11 years 7 months ago

lot of rape cases are keep on happening and not stopping even government is taking serious steps but avoiding to take step against root cause of problem. route cause of rapes are alcohol and drugs. most of the cases happen in the influence of drugs and alcohol, even those people are committed this heinous crime are normal people and they were under influence of either drugs or alcohol or both.So government should ban these products, so most of the problem get resolved automatically and poeple w.

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DINESH KUMAR DUTTA 11 years 7 months ago

Sir School me student ka attandence adhar no. Se online nahi ho sakta kya? Or mid day mile pe jo gov. Expence krti hai wo amount direct student ke a/c me nahi ja sakta kya? Or jin student ka attandance 75% ho sirf unko hi mid day mile ka amount mile.

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DINESH KUMAR DUTTA 11 years 7 months ago

Jandhan yojna me a/c ko BPL no. se jod dena chahiye. Isse fayda ye hoga ki bpl no. Adhar no. Se add ho jayega. Or sirf BPL wale ko hi iska fayda ho. Or jitna paisa wo apne a/c me deposite kare wo 5 years me double ho jaye.

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rupinder kaur jattan 11 years 7 months ago

The bst way to appoint person to visit every household nd tell people abt this scheme properly specially the person should be aware of local language nd frm same place.even tody villagers nd poor people afrid to go inside the banks bcoz noone there to hear them.nd ready to help them.so banks should go to everydoorstep nt people at baks doorstep.once thatdone.people will feel free to go to banks.thanks

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Narendra Mathur 11 years 7 months ago

The most effective and fastest method would be via Post-Office Savings Bank.For this purpose all post offices of the country should be enabled to have Savings Bank facility. This method would also be in line with the age-old Indian culture of 'saving for the rainy day'.This suggestion comes to you from a nationalist octogenarian.

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Anuj Aggarwal 11 years 7 months ago

Sir, I was in a village where the people indivctaed that they were not opening the accounts beacuse the bankers make them come again and again for account opening and since they are uneducated form filling is a difficulty. Non-cooperative attitute from the banks should be dealth with. Surprising to note that all children in the Middle school had bank accounts in their names.

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