English language

Home | MyGov

Accessibility

Accessibility Tools

Color Adjustment

Text Size

Navigation Adjustment

Screen Reader iconScreen Reader

Department of Administrative Reforms and Public Grievances

Sort By :

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

See Details Hide Details

All Comments

Reset

Showing 2011 Submission(s)

Channabasaveshwar Payannavar 11 years 7 months ago

There needs to be a two pronged approach for this. one for rural and other for urban. In rural areas village panchayats need to be actively involved. Even today, post man is ubiquitous in villages. Post man is trusted by villagers. He can be a key player in convincing / persuading the village folk in opening the accounts. In urban areas, most of the middle and upper middle class people employ house maids. These maids must be convinced to open the a/cs.

Like (0)

Dislike (0)

Report Spam

Hemant Singhal 11 years 7 months ago

Hon'ble prime minister Respected Dear, This is a very good scheme for all Indian to open bank account.But some problems are created by bank staff.they have not show to interested to support this PMJDY. They are not provided the forms. so look this problem. And other things is that there is any possibility to take advantages of this scheme those Indian which have already bank account. Please clarify it. I had not get form by nearest bank branch.so kindly look this issue and solved this. Tha

Like (0)

Dislike (0)

Report Spam

ABS RAMA RAO 11 years 7 months ago

I suggest that another auxillary scheme as part of this Jan-Dhan yojana is to extend this to children to inculcate the habit of saving money.By encouraging this,their spending on junk food will also come down for their better health.Children can open savings account,they can deposit any small amount even Rs 1 any time but the withdrawal should be endorsed by parent. This could be Pradhanamanthri children dhan yojana

Like (0)

Dislike (0)

Report Spam

Anil Kumar Jaswal 11 years 7 months ago

I think it is not possible for banks to approach each and every individual or some people are hesitant to open their accounts in camps the best way is to involve postman or person related to post office or teachers because people has lot of faith in these two departments and they know inside out every village or city so they can be involved in this mission of financial inclusion.

Like (0)

Dislike (0)

Report Spam

CHANDAN KUMAR 11 years 7 months ago

Sir, I like this plan, Because This is a direct benefit of Our Citizen. I know that Our Indians are very sensitive of any Plan and want get the all Scheme. Till Now Bank are not many Villages, So need open the Bank all PANCHAYAT LEVEL for complete this Plan. Therefore It is necessary. So, Please implement very soon for open the Bank on PANCHAYAT LEVEL.

Like (0)

Dislike (0)

Report Spam

chandranath shrivastav 11 years 7 months ago

Dear Modiji, I would like to share a feedback, In my locality there are many people who have drugs, alcohol, etc, These thing they get easily from shops, So i know these things we cant stop from selling but we can make police or some action against these people coz frankly saying, people doesnt trust police why becoz they take bribe, but yes we trust army coz they live for country, So please make police strong & public friendly so that we can trust them People who drink and make chaos are b

Like (0)

Dislike (0)

Report Spam

varun goyal 11 years 7 months ago

Sir, for it success at ground root level... Implement it as Polio / post office / bank / Electricity Bill / Mobile Handset / Cylinder : reach to every Indian - Implement this also like that.. * - opening should be VERY user friendly only * - Make people realize its important ( or make semi mandatory) Like Polio or Aadhar or Manrega * - Most important : Encourage People who Aware other in opening other a/c, ( Announce reward them via money / social fame / meeting with minister etc...)

Like (0)

Dislike (0)

Report Spam

narayana murthy 11 years 7 months ago

many under privileged who now have a/c can not read and decipher a/c,remittances/statements .they need help and hence village heads or postal officers may be trained to give this service and instil capabilities to meet such requirements.unless the a/c holders gain capapability to understand and handle a/c,the yojana will be only a play of numbers and willnot become an instrument of growth. individuals at all levels should be coaxed to get involved and contribute. use of tv and film channel sugge

Like (0)

Dislike (0)

Report Spam

TILAKRAJ ABROL 11 years 7 months ago

The yojana is transformational.There is welcome facility for 3 to 5 withdrawals by beneficiary from ATMs in a month free of charge .There should also be a facility of cash deposit once or twice a month by beneficiaries at non-home branches of concerned Banks without charges.Some Banks like SBI/SBP/BOB/PNB etc.charge such transactions .That unjust charge should go when account numbers are centrally issued and ATMs allow it but not Branches.

Like (0)

Dislike (0)

Report Spam

Birendra Singh 11 years 7 months ago

Banking sector is needed in rural area/rural market particularly in those state where literacy rate is low. Bank staff should visit to villages encourage the people and farms may be got filled on spot. Information required may be collected on spot.State like Bihar, Jharkhan, Bengal and Eastern region areas needs special attention. Unfortunately, bank people refuse to open bank A/C due to botheration.

Like (0)

Dislike (0)

Report Spam