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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Dr Nayudu S Sunkaraa 11 years 7 months ago

Public distribution system is the only way to make the people of BPL to open the bank accounts and get their ration. Within 1month almost all the people having ration cards will go and open their bank accounts. As BPL people are the major community who do not have bank accounts right now. We already had the experience how the people rushed to get aadhar cards for getting the gas cylinders. This is the only way to make them goto the banks and open accounts under Jan-Dhan Yojana scheme.

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BIRENDRA PRASAD 11 years 7 months ago

help of angan bari sahaika and health worker should be taken for 100% penetration because it is not possible for bank institution to reach the person who is really in need of it they have proved their penetration most of the people who have registered for jan dhan already have ac in name of any of the member in their family and they know about the bank utility you have not reached even 25 % of the people who are your target people are asking even bribe for getting them registered.

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DEEP SINGH 11 years 7 months ago

Let start Crop insurance scheme.convince farmer to insured his crops against any type of damage.At least we cover 50% population with this.Casual labour earning 200rs per day will not go to bank to deposit this to bank and then again go to bank to withdraw.let bank come everyday to different place in town and collect even rs 10 as deposit to bank account.we cover 30% public with this.remaining 20 % already have account with bank

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VINAYAK PRASAD 11 years 7 months ago

With 85% mobile penetration the quickest way will be to allow mobile banking ( e.g.mPESA in Kenya & other countries in Africa). With mobile to mobile banking , poor people do not need to physically open bank accounts. For those with no phones, give them a mobile phone, as an incentive to have this mobile banking account. Simple feature phones such as NOKIA ASHA cost less than INR 1500. Use the phones for sharing social, agriculture, educational & health promotion related information as well

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Niranjan Bhadra 11 years 7 months ago

Respected Sir I saw in many bank are not getting interest in this account, they are asking money against this account, and some illiterate person not able to fill up there form and banker also not help them. So please take some step those bank who not corporate this yojna, Most of SBI banks are doing the same because they have maximum customer.

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Vaidhyanathan C 11 years 7 months ago

Sir, first of all the details of this yojana should be explained to the people as they are under the impression that once the account is opened govt. will put money in their account. the most important thing is that the bank staff should know what this scheme is and explain it correctly to the people so that there is no misunderstand. Request you to please do this first as it will lead to unnecessary political issue in future.

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Mukesh Das 11 years 7 months ago

Dear Sir,Please make one law which will use for a village.so all villager should make meeting once in a week or 15day for solving all those argument which is family matter or whatever within villager.For that we need a meeting hall/space in one place.so PLEASE PROVIDE LIKE THAT IN JANDHAN YOJNA.. Thanks We all love our proud prime minister. (Shree Narendra Modi) - Regards Mukesh Das 9844986303 Village-Aurhi,Post Bhatchaura Madhubani(Bihar) Pin-847228

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Mukesh Das 11 years 7 months ago

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shubham agarwal 11 years 7 months ago

उत्तर प्रदेश में गरीब लोगों को प्रधानमन्त्री बैंक एकाउंट की पूरी जानकारी बैंको द्वारा नहीं दी जा रही है | उससे क्या क्या लाभ होगा इसके बारे मे B.J.P एक फोल्डर जनता को दे।। Shubham agarwal 9837747121 Pilibhit (u.p) 262001

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Atharva Godbole 11 years 7 months ago

Rural areas covered should also be well effectively made aware of the bank transactions about how they are done etc.. This would also help us in preventing any possible exploitation of the illiterate people having bank accounts! They all must be made well aware about security, confidentiality of their bank accounts & the transactions as well...

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