all is well about jan dhan yojana people use their a/c for subsidies and other means in villages government give fund for upliftment of peoples but i think government should check for what they give funds is actually working or only benefit for some class i 'm very upset about it ,it hampers our progress.......please do something about it

This is a great initiative! One thing I wanted to share is that apart from letting all the citizens of India opening a bank account, the people in rural areas are completely unaware about the procedure for cash withdrawal, cash deposit and various types of common transactions in bank accounts. So, along with opening their accounts, the bank personnel must also teach them how to withdraw money, how to deposit money, they should train them how to fill the money deposit/withdrawal slips etc...

can we change the scheme into like this, we will give 500000 rs free per month without interest or the EMI of 100, dot say it's impossible it's 100% possible, this amount is first giving to poor families gradually for all, can we give atleast 2000000 rs to a person when he retired from services, this is to all for un educated, for private employees, for farmers,for senior citizens, and for all for this no need to give even single rs to me from you or from any bank, if I have to do this I just need a chair and a single room office, and a word from you, to all..... please reply for this or just think because, mostly you people will say it's impossible but I will say it's 100% possible, if we did this a huge change will occur.... if a peon is retired how much he will get from govt, in addition to that I could give that above said amount or more but only one thing is that amount is same for all if he is a peon or he is a sweeper,or he is a manager, even if they are in private sector also he will get that amount, the condition for giving amount is 15%% of that amount should fixed deposit to any bank in their name only 5% of the amount should give for agriculture balance amount he/she could take with them you people have to support this because you also getting this, please consider this if a person age of 60 he need money to build a home he have 30 cents property family members are ready to take loan against property, he need money for his or her daughter's marriage will a bank give loan? how many banks will give loan to him? in India less than 10, they will tell that coustomer you are 60, no guarantee on life bring a sign from govt empoyee he should be the co applicant his son says he will pay the loan he is a farmer or a private employee the bank will say your repayment capacity is too low sorry we could not give loan to you better you sell that property how many of you faced this same situation the loan is only for a needy person is it but our banks are doing like this if any one of our country is belong to a farmer person, not belongs to govt employees(above 30000 salary), if you are. above 50 yrs of age, think will u get with in 30 days

Large crowds gather at your rally. You do mention about the scheme. Why not also tell the people gathered there to check whether there are any one in their locality who do not have an account.

Great initiative. However, banks are not issuing cheque books against accounts which needs to be looked into. Anyone should be allowed to open a bank account whether saving or current account without introduction but only government identities such as Aadhar card and PAN card. I could not start business for two years because not able to find an introduction to open current account. Appreciate government issues directions in this regard also to the banks.

Dear sir, we are happy about janmandan yojana. in this regard i want to bring a notice to you. in bank of baroda, kamakshipalya branch are also doing jana mana dana . but they are taking Rs.500/- as account opening . some of low class people they are working in small scale industries, taking Rs/4000/- as salary insisted by bank to deposit Rs.500/- them only account can be open. i reequest you to clear my doubt that is jana manadana require any deposit. pl rectify the same

This is regarding job creation in country.This is my view that dafter 6th pay commission now a days govt.employees salaries are vary high and not possible to take more load of employees in the govt.sector due to high package.this is my sugession that govt.should appoint new in less fixed package for time bound period.in all deptt.it will improve services with less financial load and maximum people can be hired.

I think --a bank office should cover all the low income group areas--jhuggis--as a thrust area---and have a point grading system for citizens--that they score each time they do good work of helping people--so people where maid servants work--can get them to open accounts---through intervention--reference--to increase the outreach :)schools---builders--construction sites--anaj mandis where unorganised sector works--can be guided to assist in opening accounts--:)

According to me, the accounts opened under this scheme are not enough compared to huge Indian population.I suggest that the bank which opens this account should issue an attractive id card to the people which can be treated at par with PAN Card, Aadhar Card for identity purposes.A law should be promulgated that every citizen of this country should possess such PMJDY card like Aadhar Card, Pan Card, which are compulsory.

सभी के लिए एक बैंक अकाउन्ट होनी चाहिए एवं मोबाईल बैंकिंग की सुबिधा मजबुत होनी चाहिए जिससे कि कम से कम कैश मे लेनदेन हो सके इससे भ्रष्टाचार,कालाधन,लागत,चोरी इत्यादी को कम करने सरकार बहुत मदद मिलेगी और रेवन्यु भी बद़ेगा !