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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Devdip Guha Mazumder Guha Mazumder 11 years 7 months ago

USES OF MOBILE PHONE HAS INCREASED NOW A DAYS SO WITH THE HELP OF MOBILE OPERATOR WE CAN REACHED ALL THE MOBILE HOLDER WHO HAS STILL NOT REGISTERED WITH IT.

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ashutosh singh 11 years 7 months ago

Sir It has been a good achivementI want to say that this yojna should be connected to adharcard and a co coman identity card across the nation should be made so we can stop infilteration of bangladeshis

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Pradeep Nayak 11 years 7 months ago

There are no banks or ATMs in most of the rural areas. Unless we open more bank branches in backward areas, having a bank account for those people is of no use. Please encourage banks to concentrate towards rural india.

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Chandrashekar Rao Kuthyar 11 years 7 months ago

ApnaKhata is a Universal Mobile Banking app available for Java, Android, AppleiOS and Windows Mobile. Using a single app, any Indian holding account in any bank can access his account balance with just a few clicks without remembering phone numbers, SMS syntax etc. This would help all beneficiaries of Jan Dhan Yojana. ApnaKhata Free is available for free download, while ApnaKhata costs Rs 99 for one-time download

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Shriram Nanal 11 years 7 months ago

There is a need to coordinate all banks at district level for mass awareness program.

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Ashwini Kumar 11 years 7 months ago

few suggestions I have to ensure strong internal check is in pace to make this yojana a success..1 employ ex army personal as a relationship or cust care managers on filed to be in touch with all people who ave opened account in the area. this wil be less costly and also will reward our soldiers who die and live for our country 2. PLZZ have high level checks on accounts as most of them are seems to be bogus as I have seen lot of garib are still not aware about this scheme

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Anil Bakaya 11 years 7 months ago

3. Need for 200,000 new Relationship Managers. Get retired people or recent graduates on a salary of about Rs10,000 per month. Maintain audit and record keeping of sms exchange with customers. Have an organised structure to handle feedback and comments. Benefits: no impact on budget deficit + A high impact Antoyadya scheme + Mass bank employment

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Anil Bakaya 11 years 7 months ago

2.Have relationship managers 1 per 1000 and associate relationship managers 1 per 1000. So a Relationship Manager and Associate Relationship Manager for each account holder. A Relationship Manager will act for 1000 customers and also be an Associate Relationship Manager for 1000 more.

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Anil Bakaya 11 years 7 months ago

1.Identify the bottom 200 million adults [half male and half female] of people below poverty line Issue shares in GOI owned companies with market value of about Rs6,000 ($100) to these individuals. Cost $20 billion or less than 10% of GOI holdings. Allow margin loans at very low interest rates of 90% of market value via PSU Banks. This will provide cash to BPL adults.

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Devjyoti Goswami 11 years 7 months ago

Dear sir A WANT TO THE ALL HOUSH HOLDER AT FRIST SURVEY .THEN THE YOUR MISSION IS SUCCESSFUL AT FRIST SURVEY APL ,BPL AND ANTARDAY. EMPLOY SERVICE MAN , WOMEN,AND PAYNCHAYTE PRODHAN,ZILLAPARISAD,BLOCK LAVEL DOESNOT HAND YOUR MISSION . THIS SERVICE LOCAL CSC GAVE ME TO THE PANCHAYATE. IT MY REQUEST SIR .

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