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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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narendra kumar 11 years 6 months ago

Collect the information of individual & family members of bank details, assets and liabilities. Prepare balance sheet .based on the balance sheet government can work out who are eligible for govt schemes and it should be update every six months for every individual &family members. It would be helpful for digital India concept also. Through marketing executives they can collect information and monitor each and every individual and get accurate data through out India.

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Ramakrishnan Kalyanaraman 11 years 6 months ago

Sir The gratutiy revision to 30 days for peryear worked should be brought with immediate effect .Secondly the private sector basic is not adding DA which happens in Govtand thus attracts better PF ,Gratutiy ,Pension which eats awary most or the retirement benefit for private secto employees and especially IT industry functional

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prahlad khanna 11 years 6 months ago

This is very useful planning. Apart from helping poor and villagers you should think for betterment of Senior Citizens also. I suggest that every Pension Account( including current one also ) must be converted into this Pradhan Mantri Jan- Dhan Yojana Account our experience is that the officers of State Bank of India are refusing to give this cover of PMJD Yojana to Pension Account holders.

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David Mathew 11 years 6 months ago

Jan-Dhan-Yojana schme is good for social developments. How ever there is a Chinise phrase, Once you give a fish second time teach them to catch the fish.When every one gets free money with out proper productive human resource extraction, Indian nationals may get lazy.When people are lazy the national productive loss of humans will be high.Once the fund allocation people who deserve must identify very clearly. To monitor such tracking an access team must be implemented. So the audit team cares it

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SUCHITRA RAGHAVACHARI 11 years 6 months ago

Sir, there is a distinct lack of clarity regarding Aadhar & PMJDY, is there a synergy between the two. Is the scheme similar to the social security scheme in other countries and if so, how good is our digital security to tackle identity theft given the use of biometric data. To expect complete coverage without clarity will be difficult to come by. If a secure data network is possible, there could be no better scheme as one IDN will suffice all purposes, better for IT / intelligence monitoring.

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ANKSUH KHANDELWAL 11 years 6 months ago

खाता खोलने का प्रोसेस ऑनलाइन कर दिया जाये जिसे जरुरत मंद व्यक्ति डॉक्यूमेंट अपलोड करके खाता खोलने का फॉर्म भर सके व उस फॉर्म को चयनित बैंक के पास फॉरवर्ड कर दिया जाये जिससे समय की बचत होगी व बैंक कर्मचारियों का काम केवल फॉर्म को एक्सेप्ट कर डायरी बनाना होगा जिसे प्रार्थी कभी भी बैंक में जाकर प्राप्त कर सके

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ss srivastava 11 years 6 months ago

Financial inclusion was a known scheme earlier, now this new scheme has been launched.The present infrastructure of bank and number of strength of banking personnel are in a very poor shape.every scheme which is launched by Govt. has a direct relation with Bank,whether it is Old age pension,Widow Pension, Maternity benefits, Pension,scholarship collection of all the bills. Present scheme or any other scheme which will be launched in enthusiasm only and without ground reality could not succeed.

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pvs kaundinya 11 years 6 months ago

we have to tell about benefits having bank account.we should also increase awareness in having bank accounts and using of atm cards. for this government should form a group and send them to all over india. the team should motivate the people in such a way that every household in india should have a bank account.

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prashant ahya 11 years 6 months ago

Pradhan Mantri Jan Dhan Yojana (PMJDY) should be 1> bank account connet to election card or adhar card 2> existed bank account to be connect withPradhan Mantri Jan Dhan Yojana (PMJDY) in terms of get all the benifit

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sunil gupta 11 years 6 months ago

jan dhan yojna ke antargan khole gaye khate aur khatadharko ke liye vishesh workshop aayojit karni chahiye.. aur is workshop me unhe bank kaise kam karti ha ...kaise paise jama karaye aur nikale jaate ha .... ATM ka upyog ... iske alawa balance ki jaankari ke baare me bataya jaana chahiye... sarkar ko chahiye ki wo garibon aur ashikshit logon ke paas jaye aur unhe unki unnati kaise hogi iske baare me jaagruk kare.

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