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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015
Start Date :
Jan 01, 2015
Last Date :
Dec 26, 2014
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

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For more information about the Scheme, please refer the following URLs:

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)
MAHESH CHANDER HARISINGHANI
MAHESH CHANDER HARISINGHANI 11 years 6 months ago
Under the PM Jan Dhan Yojna, the govt should consider the possibility of giving overdraft facility at a lower or zero interest rate to the account holders. To begin with an amount of Rs.5,000/- . This may help the poor person to start small business such as vegetable vendor, newspaper vendor etc. The people who do not default on repayment can be given enhanced overdraft facility. This will help in creating self-employment.
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pramod mohan
pramod mohan 11 years 6 months ago
banks are not very forthcoming when we try to open JD accounts or when we try to convert existing accounts to JD a/c. There is a lack of clarity regarding the insurance cover available and bank is pleading ignorance when asked about these. this is a great scheme which could free rural poor from clutches of money lenders, but i am worried that this may not help the needy due to lack of cooperation from banks. More communication is required to make people aware of the scheme
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Shyamal Som
Shyamal Som 11 years 6 months ago
F.Inclusion means financial literacy among rural and semi-urban people who comprise of great contributor to Indian economy.As an Ex- Sr.CMF under F.I Scheme(RB) of SBI at the instance of RBI,I must endorse the initiative as an important tool to convert disposable income of rural people to banking channel and make them enjoy financial empowerment. Simplified KYC by G.Mtras of Banks with control on transactions by A/C Holders through gateway server to RBI by Banks is key to PMJDY to reduce risk.
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VEDANARAYANAN RAJAGOPALAN
VEDANARAYANAN RAJAGOPALAN 11 years 6 months ago
Its is a god given opportunity to establish as a national only party to represent INDIA all over. We should not hesitate taking rude steps to ruin the leaders of opposition just claiming we are cultrured parliamentarians as there are goondas in the opposition have amassed wealth.atleast pull their socks and wealth thro revenue intelligence. A fellow who is unknown have amassed wealth of 200000 crores which are appaarent and our system is allowing him to scot free is absilute nonsense.
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VEDANARAYANAN RAJAGOPALAN
VEDANARAYANAN RAJAGOPALAN 11 years 6 months ago
We need to organise leaders from the grass route levels from village to Metros in an organised phasion and they should elect their leaders to work with under the national priniciples based on the regional need and is subject to the national scanner. This is also prominant. Though several good volunteers are there they are suppressed to represent with some leaders who not carrying properly except holding the position due to their closeness with the higherups.How this is managed by BJP
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VEDANARAYANAN RAJAGOPALAN
VEDANARAYANAN RAJAGOPALAN 11 years 6 months ago
We should involve our Pracharaks all over India who is representing BJP to probagate the schmes to the Public all over India will enlighten the public the BJP Members/Probables elect is serving good schemes to the public. Public need to be in personal touch with the party members with uniform identifyint themselves from BJP.This is absent in BJP.We never claim credit of what good things we do to the public.
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Mayank Kumar
Mayank Kumar 11 years 6 months ago
Sir, it is easy to succedd in this ultimate plan for increase revenue of government and to improve savings habits in rural area also. For success to this plan PMJDY you must treat this plan as an election process. Call to the members of municipality ,nagar nigam, chairman and other political leaders must visit their polling area and must tends to votars as like then have done at election time. They have thier local votage thus PMJDY will create history and will helpful in developed India
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nagendrakumar puram
nagendrakumar puram 11 years 6 months ago
Sir, PMJDY success depends on expansion of BC network with sufficient Digital Connectivity& instruments.Public expectations are veryhigh.Insurance cover should notbe linked to transactions in the accounts until infrastructure is provided in the remote&rural areas.BCs commission/payment shouldbe decided first as it will encourage rural youth to takeup the activity as profession.They shouldbe provided with Financial material regarding benefits of PMJDY a/cs as Insurance cover in rural areas is low
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