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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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NAVIN PARMAR 11 years 6 months ago

THE WAY OF TARGETS FIXED FOR BANK MANAGERS IS GETTING NON PRODUCTIVE AS HE IS REQUIRED TO SUBMIT CERTIFICATE THAT ALL VILLAGERS HAVE BEEN COVERED . INSTEAD, CONSUMER SERVICE CENTRES BE GIVEN THE TASK OF COVERING THE AREA ALLOTTED TO THEM.

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RAJENDRAN MARGABANDU 11 years 6 months ago

THE SCHEME IS USEFUL, AS PER BANKS ARE CONCERNED, ESPECIALLY IN RURAL AREAS THE SPEED OF THE SYSTEM IS VERY SLOW, AND ISSUING OF RUPAY CARDS ARE BEING SLOW, EVEN THE WORKING STAFF HAS TO WAIT FOR MINUTES TOGETHER TO COMPLETE ONE TRANSACTION IN GENERAL. IT IS REQUESTED THAT IF THE GOVT COULD DO SOMETHING TO INCREASE THE SPEED OF THE SYSTEMS OF ALL THE BANKS IN GENERAL BY GRANTING SPECIAL PERMISSION IN CARE WITH CUSTOMER SERVICE THEN ALL THE SCHEMES CAN BE IMPLEMENTED WITHIN LESS PERIOD OF TIME.

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Alok Mishra 11 years 6 months ago

PMJDY is though a big initiative but many bank are taking money for it and many are denying to give form. e.g. PNB Liluah Howrah West Bengal Branch has indirectly appointed agents who are taking Rs.40 for one application out of which 20 rs is given to branch official. Allahabad Bank Liluah Howrah Branch is saying that it has only power to open accounts for only persons who are staying in the same ward in which the bank is situated at a cost of rs. 10. These are just instance.

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Motiram Om 11 years 6 months ago

PMJDY is very useful if it manage properly and create awareness to the villagers and the needy people of our country .It protect from bad use of financial policy of our govt

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RAMESH MADDALA 11 years 6 months ago

PMJDY is an Utopian concept. The real financial inclusion lies in every citizen doing any kind of work in whatsoever field getting a remuneration enough to meet his minimum basic needs. How the opening up of Bank accounts to all helps in achieving this, I don't know. However, we have to admit that the mentality of all the Managers of the Public or private banks at all stages is pro rich and anti poor. The GoI will do well to change this attitude and improve the customer service in the banks.

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abhay pathak 11 years 6 months ago

some branches of banks not performing their work on jan dhan scheme . they are not giving rupay debit card .the passbook is given by bank is not in such form that is isuued by bank in opening ordinarnly saving a/c. In my openion some new thing should be introduced in this scheme--- 1-govrnment should orderd that person of village area will get the ration from kota whom,ration card is linked with jandhan account. 2-the people who have not ration card the mukhia of family voter card should be link

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SAJAL KUMAR MAJUMDAR 11 years 6 months ago

Due to heavy rush in the Bank by the willing customers , the Bank people are compelled to refuse the customers to open the a/cs on the desired. date. Hence, my suggestion is to organize camps on sundays/holidays so that the maximum number of people could be accommodated to come under the PRADHANMANTRI JANA DHAN YOJANA AS SOON AS POSSIBLE

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Niti pandey 11 years 6 months ago

People who are Bank customers or otherwise and who have gas connections & are taking subsidy should be debarred from having a BPL card. Because they are identified by the linkage of their accounts with the ADHAAR CARD. In this way the money that is saved can go for the development of the poorer lot.

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SAJAL KUMAR MAJUMDAR 11 years 6 months ago

It is observed particularly in urban areas that the commercial banks are unable to cope with the rush of the intending customers who visits the Bank and the Bank people are compelled to

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KARAN BHATEJA 11 years 6 months ago

It is a very good initiative. I listened the speech of Amit Shah on Z Business, he said that for development to reach to expected target we have to consider poor and ground people. If experts educate people about the further facilities through bank, in banks then that will be more beneficial in terms of investment in future. Literate them about the loan facilities such as home loans so that everyone can buy his home and bank also can do a great business. Awareness of Monetary Policy is must.

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