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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Raj Singh 11 years 7 months ago

हर मजदूर को उसकी तनखाह चेक की फॉर्म में मिले तो अपने आप सब समस्या हल हो जाएगी

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Satish Shah 11 years 7 months ago

To prosper the Down Trodden & Eliminate Rodent evils IT IS VITALLY REQUIRED FOR ALL ELIGIBLE PERSON TO HAVE BANK ACCOUNT. To avoid duplicacy put the check through " AADHAR CARD " alike Social Security Card of Western & American Countries. Aadhar Card shall also help in curbing many other evils and shall be more convenient for various Govt. Department to track the persons and his/ her anecdotes. You have a mandate & courage, pls. go for Aadhar Card.

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Raj Singh 11 years 7 months ago

Make all payments mandatory by cheque and that's it.

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Sanjay Parikh 11 years 7 months ago

(1) Private Banks have still not simplified A/C Opening Process. (2) Currently Bank A/C Opening for Individual to carry-out small business is very difficult (Proprietor A/C has to be opened-up without additional proof. that will ease for individual person to undertake small business activities)

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Sriram Nair 11 years 7 months ago

Make it mandatory for Public sector banks to introduce mobile banking in rural areas. If a certain bank has a strong presence in a particular area, that bank should be responsible to cater to that area thro' mobile banking. Thus divide responsibility among public sector banks.

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Raj Singh 11 years 7 months ago

Make it mandatory for all payments by cheque For example people working with contractors should get their dues in cheque not in cash. In my office, the sweeping work is on contract, though the office pays the contractor by cheque but the contractor pays to the sweepers by cash. When I asked him to pay by cheque he said if he will pay by cheque then these people may create problem by claiming permanent employment. I don't think so. I think Govt. should make all salary payment mandatory by cheque

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PANKAJ MAHESHWARI 11 years 7 months ago

The opening of account is not simplifies as made to understand. My illiterate maid who wanted an account to be opened was not allowed to open an account near her place of work (where we could have assisted her) and told to open one near her residence. Further there was excessive rush and she was directed to a camp office which was working only for 2 hours at erratic timing. She ultimately could not open the account although she wanted to deposit around Rs 10,000/- of her savings

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Parvez Farooqi 11 years 7 months ago

Ist Priority Is to link all households with an bank account,hence forth,most people do have an voter card I'd hence,by linking both u can cover maximum households,plus,excersise can be carried by ASHA workers who are working under nrhm,in health sector,U can incentivise these workers for,opening accounts,linking bank accounts with adhar card is nice idea,but,aadhar haven't got that coverage,make bank account mandatory with Matriculation,

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deepak kalyan 11 years 7 months ago

sir अभी तक बहुत लोगो का बैंक अकाउंट खुला है पर उन्हे कोई पासबूक या कोई recipt नहीं मिला है जो इस योजना को सन्धेप्रद स्थिति मे डाल रहा है।बैंक वाले public को परेशान कर रहे है।best way यह है की हर बैंक से कुछ स्टाफ door door जा के technology का use कर के बैंक account खोल सकते है और account holder का verification भी कर सकते है।

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Dinesh Gurung 11 years 7 months ago

First of all, to open the account, (Even Jan Dhan Yojana or other account) numbers of documents like Permanent Address proof, photo ID card, PAN or others, are required by the bank & without these docs, no account will open. But people from other countries like Nepal or different country, not having permanent Address proof of India. Why not govt. allows to open account on the basis of their own country's Identity i.e. Citizenship of related country, Passport or other govt. ID cards.

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