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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Avinash Sharma 11 years 7 months ago

The account under jhan dhan yojna are not allowed to have facility like online and mobile banking. Bank,simply denied to give this facility. These are useful.

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SHARAD BHATNAGAR 11 years 7 months ago

in all companies,salary or wages distribute by cheque ho,khai khai half salary cash or half cheque se hai....khai khai "GO" aata hai like....my salary 5000 hai,"GO"aaya salary hogai 5260.....salary register me, company cash payt kar rahi hai 5000 aur ''Go" ka 260 payt ni kar rahi, signature pure 5260 par kara re hai,,,,na badane ka reason h ...hamare yha salary ek bar he badti hai ...isme jo poor people hai..unhe Rs 9 ka loss ho rha hai...aur 05 A/C open hone par Rs. 40 ka profit/person ko hai

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Prof Dr Omprakash H Nautiyal 11 years 7 months ago

Many politicians thinks that this is politics but I as common man thinks that this is liberalizations for those citizens who do not carry any concrete proofs of their identity since they are migrants from other states and even if they are staying in the place of domicile and rent a house then the landlord is never interested to make rent agreement. This makes grave situations for them to secure their earnings as they are disallowed to open an account in any bank in absence of these proofs.

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Avinash Sharma 11 years 7 months ago

Aadhar card are getting alloted to people without any address proof and now getting,use to,open,bank accounts. Some ,bank simple,opened,account using aadhar and no ration card proof. I don't have ration card of maharashtra but i have an aadhar,of maharashtra address, thats strange and a,sensitive ,issues,

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jitendra marwah 11 years 7 months ago

Bank of Baroda Defence encl. delhi - 92.. branch (at new rajdhani enclave) have been approached many times in last 3 weeks but doesnt give forms and are illmannered CONGRESS employee, how can one open account , THEY NEED TO BE SET RIGHT and Punished..

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vikas savandatti 11 years 7 months ago

just because SBI paid 2 crore's as the inter-connect ATM withdrawal fees , why should we coustomers be penaliased for using the ATM's ???, i think if they can reduce the inter-connect ATM withdrawal fees , banks would be benefited , but infact banks want us to pay , and not cut short their profit margin. i dont see a logic in this scheme . to make things worse ,RBI Governor, Rajan Raghuram has directed banks to collect transaction charges , i think they watch game of thrones & learn .

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Avinash Sharma 11 years 7 months ago

Dear PM sir, This scheme is very nice to attract people toward banking but idea of zero balance is not so nice. Some simply create account and never use it. I think you should appeal people to use the account and to deposite money. Depit card is of Rupay , which is,not acceptable at every online merchant. Hardly few website allow use of Rupay debit card. So there is problem. Because debit card is,more than withdraw money from ATM's.

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Braj Bachchan 11 years 7 months ago

Good initiative, but people are required to be given education about financial activities like- Opening and operating the account, withdrawing money from ATM's, about health and other insurance etc. Grampanchayat, primay teachers and post offices may be a better channels to do this.. People need to be sensitised about spending and saving their mpney.

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Vikas Kundaikar 11 years 7 months ago

Road Construction worker was making Road at My Place.While talking I ask them whether they are aware of Jan Dhan yojana.They said no.They don't have permanent place of residence.They don't have Identity card,Adhar Card etc.No residence proof.how this people account should be open . We should bring them to the mainstream of the economy.Banks Rules should simplified.Bank official should go to there place if not the work should be allotted to College Student Through NSS,Scout Guide ,NCC etc

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deepak kalyan 11 years 7 months ago

total no of branches of gov bank in india more than 50,000(approx). one bank in one day open minimum 100 accounts then 50 lakhs account in one day in india.means in one month 15 crores accounts(approx) in india.and we will achive our tarjet in few months.this target will easily achive by door to door method.means one bank employ from one branch of bank will go to door to door................please think.

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