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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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GOVARDHAN VENKATESAN 11 years 7 months ago

sir, in vellore-632004, Tamilnadu, i asked 2 banks city union bank and dhanlakshmi bank, they have big banner of Pradhan Mantri Jan-Dhan Yojana by 26th January 2015, but they delaying to open account, pls help us, thanking you, my mobile number 9865678131, 9487585438

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Karur chandrasekaran 11 years 7 months ago

It is believed that GOI Finance ministry and RBI are not viewing matters alike and take decisions tangentially.If M.F take decisions detrimental to general public RBI comes to rescue. When GOI take positive steps RBI takes tangent steps shocking to bank customers. it is high time to review penalty charges levied by banks on various actions/lapses and rationalise them again. One should not forget the present NDA Govt is common man friendly and banks should also customer friendly.

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Arpit Aggarwal 11 years 7 months ago

To make ensure every family has a bank a/c the MP, MLA & other looking for election tickets should be made responsible for opening atleast 1000 family a/c in there constituency before they get nomination filed. And election commission should be given extra responsibility in there free period to make a cross check as they have the list of every citizen. Acc. to this if applied in last center election - 82,05,000 families could have a/c in bank.And many more if applied to all state elections.

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Ashok Pattanayak 11 years 7 months ago

This Yojna is no doubt a good initiatives, would have been more better, if a customer get chances to apply on line and may be for a mere formality , he has to go to the bank to regularise the accounts

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naveen pn 11 years 7 months ago

sir this is to be done if the transactions above Rs.50001.00 to be e banking or by cheque or DD. so all the people who do transactions to be through account only.

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jignesh shah 11 years 7 months ago

can i open an account in pradhanmantri jan dhan yojna scheme online for better service

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Pradeep Allath 11 years 7 months ago

This is a Superb Scheme. The scheme should also make sure that the account is linked to the Aadar, for which the bank should be made accountable to ensure. By making the Bank Accountable the possibility of misrepresentation will be reduced. By making the Aadar linked to the bank account which is verified by the bank, it would be easier to identify misrepresented / fraudulent Aadar cards. The process of multi filter approach will make the Aadar one of the best identity and linking all governmen

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Karur chandrasekaran 11 years 7 months ago

The RBI rules for charging ATM withdrawals is unnecessary penalty for genuine customers, who are in middle class group and low category people. In the context of introduction of PMJDY scheme, thousands of lower income group people have opened SB a/ct and banks have given the ATM cards. In the present position it is not known how RBI has issued penalty for withdrawal ATM ..At present all banks are collecting more than 3 dozen charges levied for hard earned money and fleese hapless customers

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shashi saxena 11 years 7 months ago

These poor ppl on whom this scheme is focused r daily wage earners.They can't afford to skip wages & stand in queues.So banks should reach them.They can open extn.counter in villages at a time convenient to villagers or a few employees frm bank can be given target(weekly) and asked to go door to door to open the accounts.They shld be paidTA DA&renumeration for this.Targets can not be forced upon.They have to work out targets between govt& bankofficials with mutual consent and true spirit.

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jignesh shah 11 years 7 months ago

in our area bank incharge not interested to open this account my friend fill up form some day ago but not till open account i open an account with some amount but bank manager says you go your area . for open bank acount this happened in only govt.( sarkari bank) nationallise bank

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