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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Himanshu Shekhar Tiwary 11 years 7 months ago

pl add ngo's from all service areas bank jurisdiction then as I think it will a great revolutionary step.thank you

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vinay kumar 11 years 7 months ago

This is a Superb Scheme But the RBI rules for charging ATM withdrawals is unnecessary penalty for genuine customers, who are in middle class group and low category people.

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Karur chandrasekaran 11 years 7 months ago

It is beyond any one imagination that how banks function. A senion Citizen having eye problem has given cheque to a party forgetting to sign, and the party without verifying submitted the cheque in his bank and that branch also without verifying the absence of signature admitted the cheque and sent to original bank for realisation. When signature is found absent, both parties have been penalised with heavy penalties. Is it not the duty of the cheque receiving bank to veiry the correctness?

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JEET AWASTHI 11 years 7 months ago

प्रधानमंत्री जन धन योजना को गावो के अलावा शहरी भागों मै पहुचने के लिए एक नेटवर्क scheme लानी पड़ेगी ,जिससे की देश का हर आदमी इस योजना से प्रत्यक्ष रूप से जुड़ सकेगा और सरकारी स्कीम का लाभ कमा सकेगा हरएक बैंक खाते के लिए सरकार आम आदमी को एक रकम मुहया करावे काम और पैसा के चाहा रखने वाले लोग इस से घर बैठे जुडेगे और देश का हर आदमी अपने को सरकार से सीधा जुड़ा हुवा महसूस करेगा..इसी का सीधा मतलब साकार होंगा" जन धन"

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SIBAPRASAD MISHRA 11 years 7 months ago

Sir my suggestion to to cover all households with Bank accounts by 26th January will be: 1.Please develop a portal by taking the help from Electoral Roll and ask all the Gram Panchayat Incharge/Ward incharge to fill up the Bank account details against each electoral household. 2. If some Household is not having Bank account their account will be opened and the number can be entered. Don't give the task of Survey to Banks. Because most of the Banks are running with acute staff shortage

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Ramamohan Rao Manda 11 years 7 months ago

This is a good scheme. But in our country any good scheme is implemented very badly due to target approach both number and deadlines. Already instances of duplication is heard as there is no single customer Id unique to trace already existing accounts elsewhere. The Zero balance is attractive to existing customers also hence duplication is taking place. Bank branches want to oblige and impress their head offices with numbers and Head offices impress Government.Let this mutual pleasing ..

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ANANT PRAKASH PATIL 11 years 7 months ago

YAH SEVA NGO KO DEJIYE ISKE BARE ME HAR GAON MAIN NGO KAM KARENGE AUR NGO KO BHI APNA KAM CHALANA MAIN SAHAYOG MILEGA

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CP Verma 11 years 7 months ago

बैंक आधे अधूरे मन से इस योजना पर काम कर रहे है लोगो के फार्म अगस्त से जमा है परन्तु अभी तक खाते खुल नही पाये है कुछ लोगो को पासबुक नही मिली है कुछ लोगो को रूपेकार्ड नही मिला है कर्मचारी कुछ न कुछ बहाना बना कर बाद मे आने को कह देते है बैंक कर्मचारियो को और अधिक सम्रर्पित होकर कार्य करना चाहिए तभी यह योजना बिना किसी किंतु परन्तु के साथ सफल हो सकती है

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naveen pn 11 years 7 months ago

regarding the ATM transactions. the problem arising on the side of bank is of long queues and rush at the banks. the ATM usage is by the common man and to become burden of the men. the person is forced to open more SB accounts to operate ATM without Charges. and charges to be limited to 0.05% of the transacted amount.

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Rathod Nanubha 11 years 7 months ago

जन धन योजना के साथ जन स्वाथय विमा गेरेंटी योजना पोलीसी की सुविधा खाता धारक को दी जाए...एल,आइ,सी ओर पोस्टल विमा जैसे सरकारी संस्थानो से स्वासथय विमा सुविधा इस जन धन योजना से मिले...पोलीसी की रकम खाता धारक के खाते से भुगतान हो जाये एसी व्यवस्था बनाइ जाए....आज के समय मे स्वासथय विमा प्रतयेक नागरीक के लिए अनिवार्य है...एफ,डी,आइ की विमा योजना से जन स्वास्थय विमा योजना बनाइ जा सकती है...भारत देश मे सालाना १५०० रुपीये तक कोइ भी परिवार विमा पोलीसी का भुगतान देने मे असक्षम नही है..

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