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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Krishna Jadhav 11 years 7 months ago

Respected Sir, In this Scheme Rs 5000 thousand should be paid to account holder for business or any, but my opinion is that this amount is very less to start business or shop need to increase it. If the increased amount paid to acc holder he can start his mini business,shop or any he can make more money for himself and his saving is also increased.

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Satyaki Dasgupta 11 years 7 months ago

Let banks fill up account opening form automatically in advance based on voters list. You can ask TCS to write a program in 3 days. Banks have to generate ATM cards as well. Bank employees must reach each household between 9am to 9pm with the printed form for signature along with ATM card, cheque book. Bank should not ask for ID proof. There could be duplicate accounts which can be sorted out later on. Put a transaction limit of rs 10,000 on such accounts till ID proof is given.

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Col Kuldeep Singh Banshtu 11 years 7 months ago

It will be possible through,small community banks focusing on specific geographical areas. Small community banks will form a very important segment of the Bhartiya banking system,These banks should be closely tied to the local communities and focus on mainly ‘relationship banking’. Secondly, we can have a Banking counter in each Panchayts linked electronically to all banks in the Taluk/Districts. Based on the customer choice the operator gets connected to perticular bank & get account opened.

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Rajan Sharma 11 years 7 months ago

Few suggestions: 1. Every Adhaar card should be linked with a Bank account. Given that there is already a good percentage of people who have Adhaar card, it would be easy to identify people who dont have an associated bank account 2. Having a bank account should be made mandatory once students get into class 5th so that we catch population early on 3. Bank account should also be made mandatory for mobile phone connection, passport, ration cards to cover broader population

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ANANDATHIRTHA B R 11 years 7 months ago

Respected Hon'ble PM, for covering the PMJDY Programme before 26/01/2015, the no. of households who were registered and issued Job Cards under MGNREGA can be taken into consideration and those who have already opened accounts can be converted in to PMJDY accounts and for the remaining households the grama panchayat members of the respective grama panchayats of the country can be given a task and role to identify the household and create awareness about PMJDY and ask them to open accounts.

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Shantha Bhat 11 years 7 months ago

Like PMJDY please launch pension scheme to those who are not getting anything after 58yrs. There are many people who work hard till their 58 and there will not be any or EPF,PF facilities(daily wager"s, labourers,contract basis workers etc.)

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Gaurav Singh Rathore 11 years 7 months ago

Respected Hon'ble PM, FOR COVERING ALL HOUSEHOLDS UNDER PRADHAN MANTRI JAN-DHAN YOJANA BY 26th JANUARY 2015 WE SUGGEST THAT EACH AND EVERY BANK KARMACHARY SHOULD BE ADVISED TO GET VISIT OF EACH AND EVERY HOUSE OF EACH AND EVERY CITIES AND VILLAGES OF OUR WHOLE OF COUNTRY AND GET THE DECIDED TASK TO BE PERFORMED AT THE EARLIEST. THERE SHOULD BE MOTIVATION TO BANK KARMACHARY FOR THE TARGET COMPLETED BY HIM. SIR BUT THERE IS A BIG PROBLEM IN THE BANKS 60% BANKS DENY THAT THEY ARE NOT HAVING FORMS.

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DEBABRATA MANDAL 11 years 7 months ago

Respected Hon' able PM sir, in Jamshedpur in minimum people received money from PMJDY. in Jamshedpur (village side ) so many people under BPL and they have not any Id Card and Bank not open their account with their Permanent Id card , Bank employees says for Local Id Card, Please solve this problem. Debabrata Mnadal m-9504650490

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SHAILESH KUMAR SHAILESH KUMAR 11 years 7 months ago

UNDER PMJDY ACCOUNT PROCESSING , BANK SHOULD BE FOLLOW UP DOOR TO DOOR STEP. IT IS ONLY REAL WAY FOR SCRUTINIZING AND CATEGORISM INTO INCOME LEVEL

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Arpit Aggarwal 11 years 7 months ago

And the banks can open up mini branches with one person with a laptop in a kiosk or small shop in rural areas like the phone companies. Let the people come to bank by making then smaller as poor people afraid to go to big bank or branches as they feel neglected in the crowd as no one listen to them for there problem. Same concept as a person with 100 rs in this pocket won't go to a five star hotel for a cup of tea, he will rather stand on the road and have the same cup from a local tea vendor.

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