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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Rameshchandra Verma 11 years 7 months ago

Respected Sir, To mobilize all households to join Pradhanmantri Jan-dhan yojana, I would like to suggest to take the help of National Savings Agents already appointed as SAS Agent, MPKBY agent and PPF agent, besides help can also be taken from LIC and other agents appointed by various Financial Institutions. I hoe this suggestion will yield good results

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Sk Madassar Hossain Warsi 11 years 7 months ago

There should also be a fixed working day every week and dedicated desk at bank branch to open account. Insurance agents, chit fund agents, direct selling agents having much much greater penetration of customer access. Use them

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Prasadanand Ukidwe 11 years 7 months ago

5. Ac should be opened at Gram Sabhas, Gram Panchayat, Petrol Pumps, Karosene Supplier, Forest Officer Depo, Farm Warehouses etc. 6. Micro finance Companies must open an ac & give credit to these ac only. NBFC MFS RBI can make such rule. 7. Mundi credit & transporters credit to be given in this ac. 7. Govt should only give credit for any scheme under this ac or money will not be credited.

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rajkumar pandey 11 years 7 months ago

PEOPLE WILL BE ATTRACTED THIS YOJANA IF SERVICES LIKE --- FREE INSURANCE COVER FOR DEATH, HASSLE FREE HARASSMENT FREE SINGLE VISIT OPENING AND CLOSING OF ACCOUNT, DOOR TO DOOR MOBILE BANKING SERVICES, ETC. --- ARE PROVIDED. THIS CONGRESS PARTY CREATED SEPARATIST THINKING OF FAMILIES BELOW POVERTY LINE AND FAMILIES ABOVE POVERTY LINE SHOULD END. EXCEPT FEW DOZEN POLITICAL FAMILIES AND BUSINESS FAMILIES, EVERY INDIAN IS AT THE MERCY OF GOD AND SHOULD BE TREATED ALIKE.

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UDAYRAM MALI 11 years 7 months ago

PMJDY Is very good scheme to Transfer of LPG Subsidy to the Bank, It will phase out of misuse of subsidy, I request the Govt. Of India to also use the JMJDY to transfer of Kerosene oil & Food grain subsidy to phase out of misuse of subsidy, Also Request the Govt. Of India to increase of Personal Accident Insurance Amount to atleast Rs. Two lakhs because of it is very useful of needy people of our country and it is a affordable.

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Sk Madassar Hossain Warsi 11 years 7 months ago

First of all bank is not interested in opening account of people who do not have account. United Bank of India, Chengail branch in Howrah, West Bengal said that they are not opening the account now. This is an instance. There should be proper instruction, infrastructure at bank. Include all co-operative banks, Banking correspondence in this programme. Co-operative bank should have the authority to open account.

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Prasadanand Ukidwe 11 years 7 months ago

1. While ac getting opened. need to check if duplicate acs are getting opened. 2. Send monthly list to IBA & identify only new ac holders. 3. Money flowing may be sheddy in nature till govt not started crediting in ac. Catch them. 4. Open acs at post offices / railway depos / railway station / railway crossing across the rural India.

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Satyaki Dasgupta 11 years 7 months ago

Deploy retired army men to help bank employees to open accounts for each household in India. People will not come to bank. Bank employees have to go door to door. Please don't involve Panchayat.

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KAMAL SHARMA 11 years 7 months ago

ये योजना कारगर है इसमें कोई संदेह नहीं मगर जनता के बीच अख़बार या संचार माध्यम से इसकी उपयोगिता ठीक तरीके से बतानी होगी। जैसे रोजाना जमा, वृद्धा एवं विधवा पेंशन , छोटे कामकाज के लिए मिलने वाले सरकारी लोन ,अथवा सरकार द्वारा जो भी जनहित के लिए रुपया जायेगा वो सीधा इस खा ते में जायेगा। और बैंको को सख्त निर्देश देवे ताकि वे स्वतंत्र होकर पुरे विस्वास के साथ खाता खोले। क्यों की बैंक इन खातों को खोलने के लिए नतो कोई कैंप कर रही है न अपना कोई विषेस योगदान दिखा रही है।

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Ajitesh K Suman 11 years 7 months ago

Government should check the details Of all Branches of all banks which are available in remote locations, As In Some Parts Of Bihar Bank Staff is saying that We have only target like 200 A/Cs in our Branch.In those parts Huge Crowd ,But They are not ready to listen the people. While there is no any target as per my knowledge. This step should be taken immediately, to prevent the misuse of Bank Staff"s power. They have been appointed for serving,But they ruling the people.

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