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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015
Start Date :
Jan 01, 2015
Last Date :
Dec 26, 2014
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

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For more information about the Scheme, please refer the following URLs:

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)
Shashidhar Kumar Das
Shashidhar Kumar Das 11 years 7 months ago
If the all family members have Bank accounts , advise Banks to also give chance to a/c holders to convert there Bank a/c to Jan Dhan Yojana. Morever , utilize the sales, Marketing forces of Banks,Insurance & deposit schemes to enhance this scheme upto each and every peoples of india . Tally the numbers of a/c with the numbers of Aadhar Card ,ration card,election Card. But at first ,we have to complete Aadhar Cards. Because its not possible to take more than 1 card for the person.
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vivekananda sharma
vivekananda sharma 11 years 7 months ago
Simply opening an account and getting 5000I N R from a nationalized bank may not fully serve the purpose sir. We are to be tempted to invest it and learn to grow the seed into a fructifying tree. Then it becomes more than successful. we must be advised how to invest it in growing govt. projects etc for a fixed period after which it should start paying back to the investor. pl try to help us in that way Sharma Bangalore
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Chandrashekhar Shukla
Chandrashekhar Shukla 11 years 7 months ago
covering all households in the country my suggestion is REDUCE INSURANCE COVER BY RS 50000/-& DIVERT SAVED FUND+ ENCOURAGE SUBSIDY,TO SAID BANK ACCOUNT,AS JAN DHAN ENCOURAGE FUND TO THE TUNE OF RS 1000/-, WHICH MAY ADJUST FROM FUTURE DISBURSAL SUBSIDY THROUGH E.M.I. I hope that task will complete on or before 26-01-15
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Prasadanand Ukidwe
Prasadanand Ukidwe 11 years 7 months ago
1. Still in Urban areas for maids, servants, daily wage labor acs not getting opened. 2. Banks are still turning down them inspite of having documents as suggested in the scheme. 3. Vigor in initial days is waning away. Vigor was on when in monsoon session. 4. Now mass population is free post harvest. Ac is a must to credit. 5. Each melas, weekly bajars to have booth to open ac. Provid diff weeks to diff bank. 6. Rope in NGO to open ac for their credit to individual. 7. Sudden instruction must.
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KACHCHHI MOHAMMEDALI SIDIBHAI SIDIBHAI ALIBHAI KACHCHHI
KACHCHHI MOHAMMEDALI SIDIBHAI SIDIBHAI ALIBHAI KACHCHHI 11 years 7 months ago
Respected Hon'ble PM, FOR COVERING ALL HOUSEHOLDS UNDER PRADHAN MANTRI JAN DHAN YOJANA BY 26th JANUARY 2015 WHOLE OF THE CONCERNED BANK STAFF SHOULD ADVISE TO CONTACT EACH AND EVER HOUSE OF OUR COUNTRY AND GET THE TASK ACHIEVED AS EARLY AS POSSIBLE. FOR THIS VERY PURPOSE BANK STAFF SHOULD BE GIVEN MOTIVATION.
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Narendra Kumar Jha
Narendra Kumar Jha 11 years 7 months ago
Make compulsory the payment of funds of welfare schemes through cheques or ecs/direct transfer. RBI should clearly publicize that Rs 20 fee after every five transaction from own bank is applicable to metropolitan cities only. This scheme has a very negative effect on jan-dhan yojana. because people are using their common sense to avoid such loss resulting in increasing unnacessary load on banks, rumor is that opening of account will ultimately benefit banks and private companies
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Ritu Mohan
Ritu Mohan 11 years 7 months ago
These accounts would generate very huge volumes of very small amounts in savings. Administration would prove very difficult unless they have computer programs specifically designed to cater to them. They have the potential to generate very large amounts of stable and constant source of funding. The problem is charges per account administration as per existing norms.. So we need very different, innovative and smart yet cost friendly way to deal with them. Bankers should brainstorm and ideate.
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geetika trivedi
geetika trivedi 11 years 7 months ago
Respected modiji , Responsibility for getting an account opened for every household can be done by making these bodies accountable for getting people enrolled and looking into their problems. 1) Village- sarpanch and village development officer 2) block- block pramukh and block development officer 3) district -zila pramukh and district magistrate . In cites their be a body looking after registration of workers like rickshaw pullers,labour,maids, drivers have their accounts opened too.
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