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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Balraj Singh Solanki 11 years 7 months ago

Make all bank responsible to visit each & every household in there respective areas and open maximum A/c's. When a private bank can open a/c by clicking picture/documents on Tabs then why can't govt. banks does this ? Make them liable for there areas, be it colony, mohalla, district or tehsil etc.

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Manoj Sharma 11 years 7 months ago

There are some confusion about to open the bank account since who have already bank account then is it required to open another bank account under PMJDY or said bank a/c is to be linked with PMJDY. Therefor it is urgently need to issue clarification in this regard. What is the main purpose to open the such account since so many people worried about open such account keeping in view of that open and share the all information with government and other official of a common man. so ensure the same

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Vinuth Challaiah 11 years 7 months ago

There are many problems faced by banks in maintaining zero balance accounts and those accounts would be discarded from their rolls over a period of time. Make the Jan Dhan Yojana attractive for the customers as well as for the banks. Make it mandatory to at least deposit Rs. 5000/- within six months of opening the accounts in order to avail free insurance. In that way, banks will also be duty bound to provide facilities such as pass books, ATM cards. For a 0 balance acc, banks choose to ignore.

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DEEPAK KUMAR 11 years 7 months ago

जय हिन्द सर ,त्रिस्तरीय व्यवस्था के आधार पर इस योजना को सार्थक बनाया जा सकता है । पहले ग्राम प्रधान को ज़िम्मेदारी दी जाये उसके ग्राम के सभी निवासियों के खाते एक कैंप के द्वारा खुलवाये। इसके लिए प्रधान को बैंक का प्रतिनिधि भी बनाया जा सकता है । इसी प्रकार नगरपालिका और महानगर पालिका में वार्ड मेंबर को इसके लिए नामित किया जा सकता है। इसके द्वारा बैंको को खाता खुलवाने वालों को सहूलियत रहेगी ।और फर्जी खाते भी नहीं खोले जा सकेंगे जनता के प्रतिनिधि जनता को ज्यादा करीब से जान पाते हैं। धन्यबाद

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Atul Jadhav 11 years 7 months ago

While opening the account of an indivisual he should be asked to refer to 5 other members who doesnot have account.And certain arrengements should be made so that those people will open an account.this can be followed accordingly.

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Aniruddha Pratap Singh 11 years 7 months ago

Ask Panchayat for the list of family who don't have bank accounts. It is difficult for poor,illiterate people to reach bank so bank has to reach them if we want to see this scheme a success.start depositing money under manrega,food security as soon as possible to the accounts already opened. this will encourage more people to open their account.

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rajesh mantri 11 years 7 months ago

Respected sir my native place is Washim(M.S) but currently living in nashik (M.S) for job purpose. Bank is not opening the account in nashik bcoz my native is washim

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Vikalp Srivastava 11 years 7 months ago

The process is fairly slow. The Banks have taken documents and have not reverted back for >3 months. I pushed my help to get the account done so that I could pay them directly in their account. This is in Gurgaon SBI DLF Phase 3.

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Bony Patel 11 years 7 months ago

some banks says that they have no forms available now so order them forcefully. other thing is that arrange stalls with forms and bank agent at every cross roads or at circle. for this give notice to every banks that provide stalls in any 5 days for 1 month.

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Umashankar Parashar 11 years 7 months ago

Sir, no account was opened under Jan-Dhan yojna in Jamui district of Bihar till date.Bank only held a camp oneday in August 2014 and accepted about 2000 application but not a single account has been opened by Banks in Jamui. Bank says we have no staff for said yojna. I request you to look into the matter. I also apprehend that said yojna was not taken seriously by Banks in whole Bihar for political reasons..

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