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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015
Start Date :
Jan 01, 2015
Last Date :
Dec 26, 2014
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

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For more information about the Scheme, please refer the following URLs:

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)
Dr Satyendra Pal Singh
Dr Satyendra Pal Singh 11 years 7 months ago
Banks may be instructed to print separately identifiable pass books for PMJDY , the color , design and format may be provided by DFS or RBI common for all banks . This will make the poor a/c holders a sense of pride and will make the identity of beneficiaries easy .
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Kshama Jain
Kshama Jain 11 years 7 months ago
I suggest that bank account be opened on the registration of birth and 100 rupees be added to the account of every girl child registered.
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Ritu Mohan
Ritu Mohan 11 years 7 months ago
I imagine this service would be too difficult to provide for the banks via 'Manual ' means. For efficiency, cost effectoveness and manageability it has to be a completely automated process. Mobile (computer-van) computer processing should be used for account opening and operating wherein the information entered is simultaneously processed In the banks systems that use the specially designed computer applications for the program at each participating banks Jan Dhan Yojana division.
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Dr Satyendra Pal Singh
Dr Satyendra Pal Singh 11 years 7 months ago
While opening a/cs under PMJDY a laminated card may be issued that the person concerned is bonafide a/c holder under PMJDY . A centralized PMJDY beneficiary number may be allotted through the card . This will address many future problems to identify genuine a/c holders
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Sujit Tandel
Sujit Tandel 11 years 7 months ago
This is a good initiative by gov of India but people from small or rural area do not know the benefit of opening the bank account under this scheme. So first government should think an idea to create awareness about it. Because without knowing the benefit people cant come to bank. so first create awareness about this sceme.
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Dr Satyendra Pal Singh
Dr Satyendra Pal Singh 11 years 7 months ago
Banks should be instructed to visit households to open a/cs at site as common people are shy of banks due to their rude behavior 2- PMJDY a/c holder be given instant training to operate ATM card while issuing card . 3- A/c opening Melaas be organised at Gram Panchayat centers 4- NABARD/BIRD may be instructed to impart necessary training to Bank Mitras . 5- RBI should monitor the appointment of Bank Mitras by Banks as guidelines have been violated at large by Banks
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mani jana
mani jana 11 years 7 months ago
simuilarly think of governemtn opening a sarkari bank ( exclusively for small traders, small business and poor peope) it should function like Garibi bank of bangladesh Kindly study this model of banking small business is getting only 4% of the total bank finances
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mani jana
mani jana 11 years 7 months ago
don expect private banks to do this job. PSU Banks must do this job fix targets from them if they dont meet the target cutdow the overdraft facilities if they dont fulfill
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SACHIN VARTAK
SACHIN VARTAK 11 years 7 months ago
I appreciate the initiative and I believe PAN card should be given to all individuals whether they earn or not. I have seen SSN in US or NRIC in Singapore. Same way we should implement PAN card as unique national identifier. Every individual who lives in INDIA or resident should have PAN card number. Don't introduce any other card because PAN card can be utilized with the same aspects. I understood there are people who owns multiple PAN cards but separately those cases can be sorted out...
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