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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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PRADIP KUMAR SEN 11 years 7 months ago

To make Pradhan Mantri Jan Dhan Yojana 100% success you should make arrangement to reach every voter of our country to find deserving persons and include all of them at spot under PMJDY.

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Sanjeev Kulshreshtha 11 years 7 months ago

In my view KYC norms should be relaxed especially for address proof. As you know that lots of population resides on rented house and unfortunately actual benificier of Pradhanmantri Jan Dhan Bank account doesn't have rented houses or even proper residense. So how we expect that they can comply such documents!!!!. Moreover, Account opening should be linked with the identity of the person and address can be accepted or changed on self declaration. In practice the rules are pressuring to not doing

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Sandeep Sharma 11 years 7 months ago

This will help banks to give small loans and recover them too easily.it will not only promote bank culture but incentives will drive people to open a bank account, which in turn will promote savings and growth and teach every citizen the saving mantra. These bank accounts to be operable across India for poor but nomads.

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Neeraj Shukla 11 years 7 months ago

there have a big problem gov. start jan dhan yojna but banks are not supporting with public they are confusing peoples they are saying come after some time for open account its to wrong things doing by banks employees

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TARUN PRAMANICK 11 years 7 months ago

Respected PM, this is grate job ,I men some process are mandatory - 1) sub city require because interest to open every person.2)after 3_5 years take small amount charge recover subsity .3) every panchyate-and ward 3_4 camp help by main bank camp works continuly they helped on temporary basis because not to realise this gov job 4)identified hiddenly select perfect poor Persian and gov help them.5) minimize tenacity other beneficiary fund.6)more capital handling public separate main bank branch.

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SATISH BHIMASENRAO KULKARNI 11 years 7 months ago

saman nagrika samhita kab jari karenge

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SATISH BHIMASENRAO KULKARNI 11 years 7 months ago

Pradhan Mantri Dhan Jan Yojana jari honi se pehele bhi Bank me a/c holder ko is yojana labh milana chayiye. isleye apko vinanti karto hu ye yojana isko bi lago kare.

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ANUPAM PATHAK 11 years 7 months ago

For opening account under PMJDY involves tedious procedure like ID as well as address proof are being demanded whereas there are still big chunk of population in the country having no ID etc. Banks are also demanding one introducer while opeing the account. So these formalities must be abolished and only one ID proof must suffice. Lead bank in every district must be given task to go door to door especially in downtrodden localities to achieve the ultimate aim of the scheme.

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Sandeep Sharma 11 years 7 months ago

Incentives can be build around these accounts with a tag as Citizen of India/ not citizen. like educational incentive, school attendance incentive. When such a hub becomes a lifeline of a village then it will be difficult to rob any poor of their incentives and will promote sending children to the school. make it a hub of incentives and then it will become talk of village.

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guru prasad dev 11 years 7 months ago

In Assam this facility will not improved so much because of dirty politics in our Assam.people go to bank,bank authority said process is going on.We are surveying about it. what is it?The rich person of the society are already opened under the scheme but the poor & uneducated people.so i think the govt. & their authority need to do something better to succeed it.

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