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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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madan lal 11 years 7 months ago

आद्ऱणीय् पऱधान्मन्तऱी जी हम् बेक् मीत्ऱ् Pradhan Mantri Jan Dhan Yojana मे PNB BANK CO. HISSAR मे काम् कऱते हॆ हमे एक् नीजी क्म्प्नी के अदीन् 13‍‍_12_2014 तक होने का आदेष् दीया गया हे ताकी क्म्प्नी को लाभ् हो क्म्प्नी हमाऱे काम् का 30% हीसा खूद् ह्ज्म् कऱना चाह्ती हे आप ह्माऱी ईस समस्या का ज्लदी हल् कऱे ताकी ह्म सही ऱूप् से काम क्ऱ सके क्म्प्नी ह्म् से 3500/ ऱूपेए पऱ् महीना काम क्ऱवाना चाह्ती हे ताकी यह योजना फेल हो जाए ओऱ ईस से पहले वो साऱा पेसा खा जाए ह्म पूऱे मान्सिक् तनाव मे हे अब आप से आस ह

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abhinanth mannat 11 years 7 months ago

respected sir, The govt. banks(state bank of India) are not work properly in the states, once it is clear then automatically every thing will be perfect.

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RAMA KRISHNA TIRUMALA BUKKAPATNAM 11 years 7 months ago

1.Every good programme needs 'check-ins' at every level.Pensioners ,Widows,Handicapped persons need highest priority in this scheme.2.Self-reliance within 2 years should be the Govt. objective in the above group.3.Total percentage of people coming out of 'BPL" is the litmus test for our beloved PM.

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Nagesh Chandra Mishra 11 years 7 months ago

1) Intensify आधार Cards Outreach for NEW as well REVALIDATION Camps in all Post Offices , Public & Private Banks , Panchayats etc. from 15-12-2014 to 15-01-2015 . 2) Dovetail PMJDY स्वच्छ भारत मिशन + Population Control +Housing +Direct Cash Subsidies linked Welfare Schemes ; 3) Please, Don't Make Haste , Rather INTEGRATE ALL Prioritised National Reconstruction Measures in a Systemic Manner of "सौ सुनार का --- एक लोहार का " Synchronized Scientific Methodology " like पोलियो उन्मूलन अभियान ! Th.

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manish gupta 11 years 7 months ago

Gov.should take action against bank which not open to account promtaly many poor person fiting to open a account My opinion to gov.he take action n provide per person a gov. Mob. No. Which is given by Gov.a separate no .identify by central gov. N that no use to all type facilitation given by gov. Both ce.ntral.state .gov informe to all project running By gov. Gov.should make a policy for distribution system n remove to aal pvt. Channel .fully digitalisation process city as wel

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Ramesh Agrawal 11 years 7 months ago

सरकार द्वारा दी जा रही सब्सिडी का पूरा पूरा लाभ प्रधान मंत्री जन धन योजना वालो के खाते में जाएगा और जनता यह सीधे तौर पर जाने सरकार एक परिवार पर कितना खर्च करती है और श्रेय कोई दुसरा हीं ले जाता है | और फिर राज्य सरकार ढिढोरा पीटती है केंद्र ना कुछ नही दिया भेद भाव करती है केंद्र सरकार इस प्रकार के लांछन से मुक्ति मिलेगी | आपतकालीन लाभ भी लोगो को मिल सकेगा और अभी तो बिना बैंक खाता धारी इतनी परेशानी झेलते थे इसका वर्णन कठिन है कोई चेक आ जाता तो वह गरीब परेशान होता फिर वही रागअलाप सरकारपैसानहीदेती

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Rajesh Pandey 11 years 7 months ago

Panchayat level staff be trained in simple accounts to assist people in banking and to promote awareness. Rules needed to prevent misuse of the Yojna like each account holder must sign before the bank staff on date of withdrawal, that such account cannot be mortgaged

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Vijay Srivastava 11 years 7 months ago

Financial inclusion can be a success only if income generation capacity of a village house hold is augmented. Only if income generation is augmented there will be financial savings. There is a need to formulate a village level household credit plan to identify the credit needs of individual household rather than a one size fits all approach. Every household has a distinct credit need. Like a census there should be household wise survey where deposit / credit / remittance needs be identified

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Ramesh Agrawal 11 years 7 months ago

भारत सरकार द्वारा इस नई योजना प्रधानमंत्री जन धन योजना की जितनी तारीफ की जाए उतनी हीं कम है | इस योजना से सीधे लाभुक को लाभ प्राप्त होगा | पर इसमें मुझे सिर्फ दो बुराई नजर आई | पहला साइबर अपराध इतना बढ़ा है आए दिन एटीएम का पिन पूछकर पैसे निकाले जा रहे है तो कहीं ऐ टी एम् बदलकर पैसे निकाले जा रहे हैं | इसका पुख्ता इंतजाम सरकार को करना चाहिए दोषी बख्से नही जाएँ | दुसरा राज्य और केंद्र के फासले से यह लाभ सीधे सीधे मिलने में कोई भी विलम्ब नही हो अन्यथा श्रेय लेने की होड़ लगेगी और बिचोलिये जगेगे |

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Ramesh Meleppanavar 11 years 7 months ago

It is one of the very good in my opinion.Opening the a/c may be easy but to draw the money from our a/c from bank we have to stand in Q for hours together if not I want to draw my money through ATM card it is restricted only for 5 times in a month if it exceeds we have to pay Rs, 20 per transaction is it fair?.In my opinion remove that charges that is Rs. 20 then this scheme is really worth. I am yoga master so I know the value of Rs. 20 to draw my money from the bank. Ramesh

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