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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)

RAM KUMAR GUPTA 11 years 7 months ago

In fact, the banks are not cooperating as they must.The poster of Oriental Bank of Commerce says"open account with minimum balance under Jan Dhan Yojna but this scheme is for zero balance. Though the Bankers say that they are cooperating but still the persons in the field are not taking it so seriously. A/c Holder are not aware of one transaction Lot of persons have opened the account with many banks which require some way to find out and keep the genuine account and merge other a/cs

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ATMA RAM KEJARIWAL 11 years 7 months ago

Talk about disaster of drug means, examples of such disasters - ruining of own health, shattering of family and social life. Outline means of getting rid of this habit including Yoga, will power, alternative items for chewing/eating/drinking etc. Quote great persons against this social evil including Guru Nanak Deoji, Kabirji etc.Brief Medical research results giving details of disaster on health, thinking process etc.

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CHANDRA SHEKHAR SINGH 11 years 7 months ago

I would like to kindly include existing customers of Bank in your Jan-Dhan Yojana too. This is because today when I as in SBI Taratala Kolkata branch, the staff were saying the customers who where submitting A/c opening forms that Ye Jan-Dhan Yojana paach saal tak rahega-ya nahi, lekin SBI jaroor rahega, so open normal SBI a/c. I said to a bus helper that no you will get free accidental insurance. Staff member told show me any one who got . I am surprised by the public bank statements.

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sukhpal singh 11 years 7 months ago

Dear Sir As a bank officer i will suggest that to cover all people under this scheme Bank miter must be provided laptops because machine provided to them not working properly.it takes 1 hour to open a account. We can use broadband connection for internet connectivity. by sukhpal singh 9413235808

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SUMAN CHAKRABORTY 11 years 7 months ago

This initiative is very much appreciable, as i am working in MGNREGA Officials, hence i find that post office payment is much slow in nature and it delayed the process of payment but this process will help to disburse the wages of the job card holder more quicker. Thus by opening the bank account the job card holder will be benefited and they also enjoy other benefit too.

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Janki Patel 11 years 7 months ago

To cover all households banks can be suggested to use the electoral voter list. House to house survey can be done by Bank Mitra on the basis of part wise voter list. Each part contains average 800-850 voters i.e. Approx 300-350 households which can be easily look after by a Bank Mitra. In this way banks can ensure to cover maximum households in their respected regions. (Voters list are available online also)

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vaidyanathan iyer 11 years 7 months ago

Jan Dhan yojana is blessings for VEGETABLE VENDORS, PETTY SHOP KEEPERS, DAILY LABOURERS, these people depend upon financers for day to day living, This is an oppurtunity to transfer money of Government schemes into the account directly, Now proper scrutiny and implementation is needed we have to create a seperate body or ministry to monitor subsidy and banck account implementation all subsidies should be handled by one body and accountabilty & responsibility should be fixed accordiingly

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Achyut Sharma 11 years 7 months ago

i think other services (other than banking like insurance) of PJDY should also be broadcasted to avail reasonable policy rates for citizens and this will release more funds for economy development.

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Ratan Chaudhary 11 years 7 months ago

It appears that Kishan has not understood this yojana completely. It has not been registered in their mind that they can take loan and insurance is there for 1 lack. Otherwise, so many Kishan in Maharastra would have not committed suicide in last month. More publicity and ad. is required for full implementation of this very good yojana

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SUBHASIS BANERJEE 11 years 7 months ago

Excellent Scheme. Aadhar No ko "Unique Bank Account Number" kiya jana chahiye. Isme multiple bank account kholne ka jarurat nahi parega. For example, "Jan Dhan Account No" should be "Aadhar No". Isme Income Tax, Service Tax, Subsidy credit, Pension mee subidha hoga.

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