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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Paramjit Rajput 11 years 7 months ago

Wages and payments by government or non government organisations should be made by direct bank transfer. All bills; electricity, water, gas , rations from government depots, kids school fee etc should be made payable by direct bank transfer or direct debit.

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Ushakumari Vupadhyayula 11 years 7 months ago

Those citizens who have not been at any of the government to uch points like ration card, bank account, electricity meter, LPG subsidy should be encouraged by the corporation authorities to come forward to register themselves.

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Prashant Ratnaparkhi 11 years 7 months ago

1. All State Transport Conductors can ask the passengers while giving the ticket " Kya Aap ka Bank account Hai?" 2. All teachers can ask their pupils to check with their parents and give feedback to teachers that they have the bank account or not. 3.Small Stickers can be put behind trucks, cars, two wheeler "Do U Have Bank Account" 4. All tea vendors and PAAN THELAS can have stickers " Kya aap ne Bank account Khulvaya? 5.Industry can give feedback for the % coverage for temporory workers a/c

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PUSHPENDRA CHAUDHARY 11 years 7 months ago

Bank's role and participation is crucial for the success of jan dhan yojna. So the to every and each citizen we should bring together banks, NGOs and local bodies together. A perticular service area for a branch of any bank should be alloted to open account with the support of local bodies and NGOs and Business Correspondents(BCs) should be appointed at instances of Gram Panchayat to get better connectivity between the bank and recipients. BCs should be monetarily incentivised to increase net.

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Ushakumari Vupadhyayula 11 years 7 months ago

First time LPG subsidy can be used to open savings accounts at banks. Government can issue token receipts with information of Aadhar number and the subsidy amount to enable banks open accounts.

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Darshan Mankotia 11 years 7 months ago

All MGNERGA payment should be made through Bank accts, other social scheme payments should also be made through banks.

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Subramanian Sundararajan 11 years 7 months ago

Since we have a very short time before the end date, this method reaching the citizens through mobile or citizens reaching the Government through SMS, with their name, could produce a near 90 pc result.

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sanjay puranik 11 years 7 months ago

Think about to start totally new "Jan Dhan Bank" only for those who do not have bank accounts at all. In this bank make procedures and forms as simple as possible to open and to operate bank accounts in regional languages only. Retired bank officials may be used in such banks. This will reduce burden on the existing banks due to jan dhan yojana as existing bank staff is being used for this good yojana. Jan Dhan bank will be back bone for poorest of the poor people to come in main stream.

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ramkumar g 11 years 7 months ago

Bank employees are giving full effort to PMJDY.But their wage revision...................? If u do salary hike , they will do their best......

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Subramanian Sundararajan 11 years 7 months ago

Govt may think of asking all Indian citizens to SMS their principle account along with their mobile number, through their mobile number to a generic number created for this purpose, as nowadays Banks are working under Core Banking system, this could be matched easily. The mobile phone used for registering one account number, may be disabled for further attempts. Since, almost 1 billion people are having mobile phones, we can easily cover majority of the people especially needy and BPL.

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