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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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WAMAN DAMLE 11 years 7 months ago

I feel, it is sheer waste of time, money and energy. At present, there are lakhs of savings accounts with banks, which are non-operative. Please don't add crores of accounts to non-operative accounts. All actions should be taken using commercial sense; and looking to the Cost Benefit Ratio.

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Dwijendra Singh 11 years 7 months ago

To ensure that each family in our country posses bank account, we may have participation through school/ college students/ NGO/ and other national and state organizations to encourage people by providing them sectors - area/ villages/ muhallas etc. most poor people do not even attached with media/ print they listen many things orally more better. This participation may be for a week/ fortnight etc. There should be a system that may provide better feedback on opening account under this plan.

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SUKHPAL SINGH 11 years 7 months ago

Dhan Yojana is a very good step for all Indian people, But Sir increasing cash limit this account and credit/Debit. My Second Suggestion sir under Common Service Center opening account holder cash credit/Debit also in Related Bank whose attach CSC Bc.

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Patel Amit 11 years 7 months ago

Similar option of Gold banking is also essential. Give quota to every state to hold gold reserves (RBI type arrangement for each state), to public limited company (some incentives for such deposits). An alternate to SENSEX to have Indian gold market rates. This will be bank to have a NPA with increasing fundamentals of the bank.

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Mahendar Goyal 11 years 7 months ago

प्रधानमंत्री जन—धन योजना के तहत खुलने वाले आधार कार्ड से लिंक्ड बेंक खातों पर किसी प्रकार की बन्दिश नहीं होनी चाहिए। क्योंकि जिनका पहले से ही किसी बेंक में खाता है और उस खाते में पचास हजार से उपर का लेनदेन होता है वह व्यक्ति उस खाते को इस योजना से नहीं जोड सकता और उसे मजबूरन दूसरे बेंक में खाता खुलवाना पडेगा। जिससे ग्राहक व बेंक का कार्यभार बढ जायेगा। अत: इस खाते को सामान्य बचत खाते के तहत खोले जायें।

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PANKAJ MORANKAR 11 years 7 months ago

Respected Sir, All govt bank account ban on cashwithdrawal . All transactions beneficiaries and vendors payment only paid by account payee cheque / transfer by pfms .

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MOHAN DIVEKAR 11 years 7 months ago

Limit subsidy period to just 6 months and cross check need before releasing again.Try to give money into bank account and also try to give job so that they can get job and stand on own legs. Never beyond 2 years. For old, helpless people exceptions can be made, but make 100% sure. Ensure money transfer only to one person one bank account per family. Make police verification / background of beneficiary.

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vijay chhaganbhai akbari 11 years 7 months ago

First of all banks are not intrested. They say we have no forms..lots of peoples are on weighting etc etc.they dont want to do this. Another reason given was this scheme is only for puarity level people.

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Patel Amit 11 years 7 months ago

Good. We can pump money in the account of the people for relief purpose and subsidy, and will help grow confidence. If payment of salary to labor (by private firms as well as by government) and others be mandated by chaques, or bank transfer, this will help stop exploitation of even child labor, and payment diversity male and female labor. This will reduce the trend of investment in gold (especially by farmers in rural areas). Can we suggest similar, reliable option for gold banking also.

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Kuldeep Sikarwar 11 years 7 months ago

We should include NGO'S in this great initiative. Some very good NGO'S work at the grassroot level and they can reach out to Indians who still don't have a bank account to guide them to a bank. The rest from there should be done by the bank.

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