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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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dinesh arya 11 years 7 months ago

Every metro individual should take initiative and ensure that all members working at home, whether maidservant or driver must have a bank account and help them open an account

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Satish Kumar Kapoor 11 years 7 months ago

PMJDY along with Aadhaar can be base for solving several National Issues. Technology can help in maintaining complete record of Socio-Economic status of each citizen of India. Birth, Education, Jobs, Social Service, Aptitude, Professional Skills, Special Talent, Property and durable assets, Liquid asset (investments), Driving License, criminal record and any other relevant information which can help to ascertain what kind and how much financial help can make his work as an asset to the nation.

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Ankur Sharma 11 years 7 months ago

Public banks are forcing the poor people that they will not open the account untill they pay some money. This amount is ranging from Rs. 100 to 1000. I am sitting in SBI A P SEN ROAD Branch in Lucknow. A poor man with a lady came to the branch employee in the main desk and asked for "JAN DHAN KA ACCOUNT KHOLNA HAI"; firstly the employee denied and asked the couple that we don't open PMJDY A/cs and then he asked for Rs. 1000/- as principle amount. to open its A/cs. PM plese look into this. Thanks

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SURESH KHAIRE 11 years 7 months ago

It is a good scheme...My maid feel proud to have bank account in a nationalized bank...She is depositing Rs 500 per month...

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shailesh dhyani 11 years 7 months ago

It is really a nice scheme for the development of society and up liftment of socially discarded people. In Uttarakhand the banks are on road heads where as the villages are located in remote areas. For them cooperative fund raising scheme by the name 'gullak' or good luck can be started in the villages itself, and the amount so collected can be used for the common benefit. The villagers will enjoy contributing for common cause under the government guidance. 'Saathi haath badana' will unite the

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parmeshwar prasad mahto 11 years 7 months ago

PMJDY kya laabh hai sir jab aadami marega tabhi uske gharwalo ko paisa milega A/C to bank me bhut khul gya hai lekin uska labh mil payega sir app batayein hain ki 5000 len den kar daskta hai

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amit chatterjee 11 years 7 months ago

2011 census india 121 cr. rural - 83.3 cr. & urban - 37.7 cr. / rural UP - 15.51 cr., Bihar - 9.2 cr., & WB - 6.22 cr. total 30.93 cr. rest rural - 52.37 cr. / to open bank a/c photo identity & residential proof will be needed max indian have no proof. / sugg. 1. for existing people - camps (for new bank a/c - everything will be done) through administration Govt, PSU, State, NGO etc.(involve every indian) as on emergency rule within 25.01.2015 with regards - amit

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Ashish Bajaj 11 years 7 months ago

PMJDY is a very good scheme for people having lower income, but is not beneficial for middle class family. I want to share my own story with all of you. I am working in New Delhi for the past 7 years but I have not been able to open a single account in Delhi due to non having address proof. RBI has recently issued a circular dated 10-Jun-14 for migrant workers but almost all of the banks are not following the same stating that their management has not issued any guideline for this. 9911721287

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Chirag Patel 11 years 7 months ago

its really great scheme for social development, We can use jan dhan scheme for following: 1, Link it to Unique id card 2, Link to Pension scheme 3, use for job less benefit 4, use to transfer direct money into account for any govt benefit scheme 5, close all ration card scheme (specially free or cheap food and oil shop) and use jan dham scheme for direct money in to account for beneficiary 6, Link UID,PAN, Driving licence, with Bank AC compulsory so GOVT can check criminal data

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CHOUDHARY S K 11 years 7 months ago

As soon someone joins PMJDY ask them whether he is having toilet or not if not display his address. Tex benefit can be given who adopt his toilet construction (max'm rate should be fix by govt. of India).Or sell bonds to taxpayer and confirm taxpayer that his bond value has been used in making so and so 's (with address) toilet.

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