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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Zunzar Patil 11 years 7 months ago

One suggestions for improving penetration of Jan dhaan yojana scheme is linking jaan shan yojana with aadhar card.in aadhaar card form there should be field for bank account details in case citizen is not having ban account , citizen should be enrolled for jan dhan yojana at time of aadhaar form submission, we can have one jan dhsn yojana desk at each of aadhaar enrollment center.for applicants below18 yrs child accounts, student accounts can be opened.

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Firdos Ahmad Shaikh 11 years 7 months ago

मेडिया के जाहिरात से प्रभावित होकर ये योजना का लाभ लेणे आते है. लेकीन बँक कर्मचारी उनकि सहायता नही कर रहे है. मै व्ही एल ई हू. रोज करीब ५० खाते बँक ऑफ इंडिया मे और पचास खाते स्टेट बँक मे खोलता हु. लेकीन स्टेट बँक कर्मचारी सहायता करते है लेकीन बँक ऑफ इंडिया वाले नही करते. मेरे करीब ७०० ग्राहक के खाता व्हेरीफाय बँक द्वारा प्रलंबित है ३ माह से ज्यादा होगया. बँक कहती है इंटरनेट नही चल रहा/कर्मचारी कि कमी यादी कारण बताते है. इसलिये बँक को काल मर्यादा निश्चित आवश्यक है जीससे नागरीकोका सुविधा तुरंत दे

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Srivatsan S 11 years 7 months ago

To cover maximum house holds under Jan Dhan Yojana, club it with AADHAR enrollments. As per reports in the news paper, AADHAR has been enrolled in 60-65% of households. For people already having AADHAR, check whether bank a/c is held by the person. If not open a new account. Make this mandatory for new AADHAR enrolments and facilitate this through AADHAR counters. Intensify AADHAR enrolments, fix legal loopholes in AADHAR -- only Indian citizens should be eligible for it.

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MOHAN DIVEKAR 11 years 7 months ago

If those above age 18 years but from poor families- it can be considered as scholarship, but school drop outs can use it for drug and throw it away after bad habits.

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MOHAN DIVEKAR 11 years 7 months ago

Only nationalized banks to be considered.Even post office savings bank also must be considered for remote areas.Do encourage savings so that people who do not withdraw 100% but retain some amount get higher cumulative interest. Consider women empowerment- that is let bank account be opened in the name of the wife daughter etc. Can anyone above 18 years open a bank account- though staying in a family? Thus sons, daughters etc - each can have independent bank accounts !!! Pl clarify.

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Shuvabrata Bandopadhaya 11 years 7 months ago

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Pankaj Khatoniar 11 years 7 months ago

We can use local volunteers such as college student . Two teams- one who identifies the person concerned and the other team to help with the documentatio . The other way is to create the account through Aadhar Card. It will be an enormous exercise but if we work just like the way census surveys work, visiting every household we will be able to achieve the objective. We just need to be selective here.

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Shuvabrata Bandopadhaya 11 years 7 months ago

Opening a zero balance a/c is just start. Steps must be taken to aware out rural community to save their extra money in bank for their future. Most of the people of rural India are not aware of savings.

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ASHISH GOEL 11 years 7 months ago

While this scheme is being hailed for bringing inclusiveness, there is equal apprehension regarding its success other than huge number of bank accounts being opened. Reason for this apprehension is that due to lack of ATM facilities & bank branches in the remote locations, full benefit of this scheme cant be realised. My suggestion to this will be to depute a single authorized representative for all banks with each panchayat who can visit nearest possible branch/atm & do the transaction.

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ashish bandyopadhyay 11 years 7 months ago

I’m sure that branch Managers has been given a mandate to open bank a/c. However, it would be more effective once they will visit each & every house/organize camps situated in their territory to complete a/c opening process

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