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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015
Start Date :
Jan 01, 2015
Last Date :
Dec 26, 2014
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

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For more information about the Scheme, please refer the following URLs:

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)
DHARMENDRA SINGH
DHARMENDRA SINGH 11 years 6 months ago
TO ENSURE PMJDY A GRAND SUCCESS ACCOUNT NO. MUST BE ASSOCIATED WITH NATIONAL POPULATION REGISTER (NPR) SO THAT GOVERNMENT MUST KNOW THAT HOW MANY FAMILIES ARE COVERED WITH BANK ACCOUNT AND THEIR BANKERS . ALSO EPIC (ELECTORAL PHOTO IDENTITY CARD ) MUST HAS A COLUMN OF BANK ACCOUNT NO. TO ENSURE ITS SUCCESS ONLY MONITORING BY COMPETENT AUTHORITIES ARE REQUIRED AND IT WILL WORK AS SINGLE WINDOW . DIFFERENT MECHANISM TO ESTABLISH INDENTITY ONLY WORSEN CITIZEN FOR GETTING GOVERNMENT HELP.
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Gautam Pal
Gautam Pal 11 years 6 months ago
In next level of awareness building, target Ponzi / Chit Fund sufferers & create a media blitz in states reeling under Ponzi swindlers. Show the sufferings of people keeping wealth with so-called chit funds. Highlight benefits of Jan Dhan Yojna by pitting it against unsafe chit / ponzi ways of banking.
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subhasish adhikari
subhasish adhikari 11 years 7 months ago
Next step will be to equip our (nationalised) banks adequately so that they are able to handle this huge additional load. Also there should be door to door campaign to cover the vast population across the country so that each poor man understand the need of it. The banks should be co operative with the illiterate men when they approach banks for any transaction. The concept of savings,interest and other financial services should be clearly explained.
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NITIN WANI
NITIN WANI 11 years 7 months ago
Modiji often mentions Divide whether it is Rural or Urban Divide, but in Programme of Financial inclusion for deprived class. Second stage should focus on lending them right Goods and services for upliftment like solar cooker , Solar light ,solar pumps etc.. Financial inclusion of such class should not be driven towards wasteful spending like rich class does in India..Consumerism and it spending should be carefully thought for new account holders. making a new way of life through prudent finance
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Piyush Gupta
Piyush Gupta 11 years 7 months ago
People will join PMJDY if this becomes their 'felt' need. They still feel this is only a Govt scheme where they will get an account which gives them loan (overdraft). The need for having a bank account should be propagated. Already many accounts opened under the scheme are lying dormant. No point opening accounts that are not used. People should be encouraged to park their small savings in bank accounts, no matter how small.
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Piyush Gupta
Piyush Gupta 11 years 7 months ago
The poor avoid coming to banks because they are sometimes not treated with respect as they come for low value transactions. More branches that are better staffed will reduce workload on bank counters and will help attract more people to banks. More and more families will join banking if they feel it will benefit them. Govt campaigns should also focus on benefits of banking in addition to the facility to open zero balance account.
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