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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Bhabani Shankar Satapathy 11 years 6 months ago

I am extremely sorry to inform u that, SBI India's top bank here in Rourkela, is denying in some places and add to that they had opened an franchising counter under CSR activity and collecting Rs 220/-,+ fr Insurance & Document charges, from each Account holder under PMJDY account opening, I feel very bad being a disable & without job, and Bank like SBI making a business out of it, is it a joke & playing with the emotions of poor people, pls anybody Mainly Prime-Minister to look into this first

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POONAM G 11 years 6 months ago

Bank Account number should be linked with Aadhar number. If the customer of PMJDY account dies, legal heir should get the money automatically from bank/ Insurance. Legal heir may not be educated enough to know his rights, amount of deposit lying in bank, how to claim etc. Poor people save money with great difficulty. Claim should go to legal heir without delay. If not done at the right time, the objective of PMJDY small savings account will be defeated. Govt to device procedure for claim.

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manikandan kesavan 11 years 6 months ago

In continuation to that , further reduce black money laundering and in benefit back to people below can be achieved if it really works out as listed below:\ base price correction of all commodity right from vegetables, oils, to industrial base rms etc. control over inflation through proper value addition evaluation and profit control for all sectors, industries, vendors etc... On paper to me it seems workable ... lets hope somewhere it ignites through fuel addition.

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manikandan kesavan 11 years 6 months ago

I hope this might not be a greater idea -since almost lacs of indian might have in mind or discussed this a while with their friends as well ideally many ways it might in process on some mode in government current process. Digital India - Money less transaction through MONEY CARD system=- right from small petty shops, vendors etc etc trading modes and on general public who buy things should possess a money card which can be interlinked either with UID/AADHAR etc, to extract actual taxation

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ACHARYA SHAILENDRA SINGH KUSHWAH 11 years 6 months ago

ITS SO GOOD BUT THE SCHEME IS NOT WORKING PROPERLY BECAUSE BANKING IS NOT WORKED IN RIGHT DIRECTION RESION THE BANK NOT GAIN PROFIT IN THIS SCHEME BUT IF WE MAKE THIS SCHEME AT PUBLIC AGENT WHO WORK ONLY THIS SCHEME BUT A TARGET BASE THEN THE RESULT WAS CHANGE BUT SOMETHING BETTER THEN NOTHING SO ITS GOOD.

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Mitesh Bhavsar 11 years 6 months ago

It's good initiative but to make it more successful we should use the "Mobile Wallet" concepts to reach out to wider remote population who is still not get the bank facility due distance from bank or start providing the "Mobile Wallet" with "Jan Dhan Yojana". Also Implement the "Mobile Wallet Payment " in government services like "State Bus Services", RTO etc. to pay money by mobile wallet rather cash. It will also help in reduce the corruption.

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ANJAN DASGUPTA 11 years 6 months ago

Our country is based on village. We should first strat with nationalised bank to open a rural branch in a village covering at least 3 villages. This branch should have ATM facilities covering all three villages under their jurisdiction. At the same time publicity during local market and small shop by placing a poster is very important. Related bank after opening its rural branch should take the initiative to spread messgaes in those villages.

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sojanya goel 11 years 6 months ago

THERE ARE APPROX. 45000 PETROL PUMPS(OF BPCL ,IOCL,HPCL) IN INDIA & AROUND 80% OF HOUSEHOLDS PURCHASE PETROL/ DIESEL FROM THEM. IF THERE WILL BE ATLEAST ONE PETROLPUMP IN EVERY CITY/ TOWN WHICH GIVES DISCOUNT(eg Rs1 PER LIT) TO DEBIT/CREDIT HOLDERS THAN EVERY COMMAN MAN WILL TRY TO OPEN HIS BANK ACCOUNT & TAKE DEBIT/CREDIT CARD. THESE PETROL PUMPS SHOULD BE ON THE FOREIGN PATTERN(SELF SERVICE) WHERE CUSTOMER WILL GO,INSERT THE DEBIT/CREDIT CARD IN FUEL DISPENSING MACHINE & TAKE FUEL JUSTLIKE ATM

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vinod kumar sharma 11 years 6 months ago

It is a long cherished scheme and would have come much earlier.However it is easy to start than to run a scheme religiously.The problems faced by banks should also be taken into consideration for its successful implementation and future results .Coercion and forceful action may backfire and the fruits of the scheme will be lost.The staff position in banks needs immediate improvement

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