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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Sandeep Sharma 11 years 6 months ago

The planning is to acquire big land in middle of village and give them a complex one by one in the order- police chowki, Pradhan office, BSNL repeater/towers / ration shop, water works office, electricity department office, School with evening classes for adults, computer lab cum café, Bank, ATM, and properly build commercial complex. The size and nos. of such premises will depend on the Population of the village but minimum sacrosanct one primises should be must in a village/ voting ward.

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Sandeep Sharma 11 years 6 months ago

The families can have encouragement towards positive listed steps for their family development as benefits and can keep on going with government help like is done in exercise to build body, little by little. The remote villages should have access to Banks. for that the requirement is for the Government to give one basic building to every village from Government side so that at least the villagers will start believing that some development has happened from where government works.

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Sandeep Sharma 11 years 6 months ago

The Government should open compulsory accounts for every family and give the help through these accounts only. The subsidy for gas can be given as varied depending on the income. BPL families can be given a regular help if their kids are regularly attending school, if adults are attending evening schools, if the family shows some collective progress of savings they get more benefits. Ensuring, money is actually being used for the benefits of family a list of benefits for BPL families.

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Laxmi Kanta Das 11 years 6 months ago

U know,if some1 in the Govt RedTape hierarchy is not supportive of any of ur work,he wd twist the progress of clearance of files by citing clues how it can't be done.He is well supported by the existing crooks to tactfully twist the file, such that it will nvr b able to reach the intending official nor it wl b allowed2reachU.Even if it reachesU with ur consistent persuation it wl go in such a way that ur aimed objective wl b shaped2give disastrous result.Pl tk IIT&IIM help2mkGovernanceEffective

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kaibalya rout 11 years 6 months ago

Major problem I found in my city (Bhubaneswar- Odisha) to get PMJDY account opening form and issuing debit card in branch. Branch employee reluctant to give opening a form. Like this there will be several problem may have with other people. My suggestion is to create independent authority (other than bank) to do people satisfactory survey, by asking question to local people. So that we can understand problem easily and can take steps to reform.

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Laxmi Kanta Das 11 years 6 months ago

Pl Create a Branch under Finance Deptt&keep 1Minister in charge 2 see opening of PMJDYA/c4allby26jan&help all utilize it 2Enrich themselves by saving&start2Earning2Save.MP has completed the opening of PMJDYA/cs,so also any state can do that.Let each Govt pie aimed4 eachIndian b routed thru these A/cs,b it contractors'payment.ITsavvyPMcan evolve ways4it's success.Considering his intent to provide nourishment to his own brain child PMJDY,he can help the poorest of this country 2 start prospering.

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DHAVAL MISTRY 11 years 6 months ago

Kindly Suggestion, As PM Jan Dhan Yojana is in Process of increasing Account holder until January 2015, so they all need better services and access at Bank, Suggestion:- 1.Increase amount of branches, ATM, 2.Change ATM card as Interect Tap Card at bank(http://www.rbcroyalbank.com/chipandflash/index.html) 3. encourage Customer of Using Debit Card every where so govt check black money transaction 4. Give them knowledge for Credit Score and help them to get Quick and Secure loan

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Amol Kulkarni 11 years 6 months ago

1.link voter id with every account. 2.create a mechanism to identify which voter id no.has been used to cast votes. 3.give special benefits to vote ers.like more interest,more accidental insurance etc.. And if possible,4.make payment of some essential househould items compulsory with rupay card in public distribution system..4.ration card should be given only to bank account holders...

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RAJESH K TIWARI 11 years 6 months ago

this is the very good initiative start by GOI to integrate lower & weaker section of the society with nation economy and make them feel to be a part of the nation sir please also make RUPAY CARD valid for pay desk gateway so that it is also useful for online payment.

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raj kumar daga 11 years 6 months ago

In a country where basic education is missing,it is important to provide some basic education to all and than encourage them to join JAN DHAN.All mobile owners should have a bank account linked with ADAHAR.

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