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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Rohit Sisodiya 11 years 7 months ago

Crores of Accounts Opened Great Achievement by Bankers, But i think All Other Bankers connect previous opened account to Jan Dhan Yojna to avoid more than accounts of persons. Hope this Facility Available soon.

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JITENDRA SAHASTRABUDHE 11 years 7 months ago

Implement Direct Benifit Transfer scheme for LPG, MNEREGA and other farm subsidies to make people understand and see for themselves the benefit of scheme. Use media to highlight positive progress. Currently media is showing negatives forcing people to be away from scheme. Political parties should be motivated to ensure more enrollment. By 26 Jan 15 ensure Rupay cards and passbooks for all those enrolled till 15 Dec 14. People are doubtful about scheme and trust deficit must be bridged.

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narayansamy srinivasan 11 years 7 months ago

I wish to send a word file of 3 pages. Where is the uploading facility ?. Please communicate.

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Jayesh Vani 11 years 7 months ago

All people who have opened account under PMJDY scheme should make referrals. If any person brings in 5 or more referrals than that persons Insurance cover amount should be increased (e.g. by 10,000 Rs). This will help poor people to refer to each other and register more people to open an account.

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Jaykishan Parikh 11 years 7 months ago

1. During SSC or HSC, a bank account should be created for every children by education board. This account would be active once child completes 18 years. - For all welfare amounts, such as money given to girl child by states, scholarship etc would be transferred to this account. 2. Every Indian today holds mobile phone. Why don't we make his mobile number which is unique in India as his/her account number. This would help to offer acc num portability.

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Pradeep K Berry 11 years 7 months ago

Inflation, education, matching% of middle class students be the start. Necessary basic daily items at extremely reasonable price and utilities is a survival including insurance. Think of countries like Norway, Denmark, Germany and Scandinavian countries be the module for India to shine. Small countries have gone far better than oldest civilization like India. Let government learn from Scandinavian countries so that India is strong and shine. Pradeep Berry

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sukesh kumar 11 years 7 months ago

I watched a news on TV that there is no way one can open JDY acc. without bribing the bank officials we should stop this menace of corruption. very good scheme but sarkari babus will kill this kind of schemes which are good for public and also government pls save this yojana from sarkari babus. govt should be a bit tight in this regards.

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BRIJESH GUJRATI 11 years 7 months ago

Jan Dhan Yogna is quite good but focus should be on rural area and remote area. it is information many people having already accounts and due to zero balance they have remain open account which is not good for schemes for paper less economic it must be ensure at least 90 percent population should have bank account so that black money would be trap by removing Big currencies above 100 Rs or 50 Rs it is further suggested bio metric data should be incorporated in Bank account if Adhar is not attach

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Shivaji Patil 11 years 7 months ago

The accounts opened earlier by the rural people may be linked under Pradhanmantri Jan Dhan Yojana, so they can also avail the benefits under the scheme, specially relating to Insurance and overdraft facility.

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ARAVIND SEKAR 11 years 7 months ago

Please consider and extend this Pradhan Mantri Jan Yojana Scheme to POST OFFICE SAVINGS BANK also - A COMMAN MAN'S BANK. With its vast network prevails throughout this nation and the two major public relation factors - POSTMAN & AGENTS, this scheme can easily be covered up within stipulated time. Provided, if any incentives to these public relation factor, this scheme will definitely reach its goal much ahead of 26-01-2015.

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